20 Water St, Hingham, MA 02043 Property Records

Plymouth County and Hingham Town property record for 20 Water St, Hingham, MA 02043

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,601 sqft · built 1927
Lot Size0.16 acres (6,974 sqft)
OwnerIndividual Name on Record
Last Sale$1,290,000 (Dec 2024)
Tax Bill$11,178 (2026)
Deeds & MortgagesSep 2024 Line of Credit
Dec 2024 Sale & Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APNM:062.0-0000-0003.0

Property Details

APN / Parcel Number

Primary APNM:062.0-0000-0003.0
Alternative APNs
  • HING M:62 B:0 L:3
  • 1310620000000030

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,601 sqft Living Area
Gross Area2,255 sqft
1st Floor Area800 sqft
Basement Area525 sqft
Unfinished Basement525 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1927
Effective Year BuiltEffective 1927
Architectural StyleConventional
Exterior MaterialWood Siding
Construction TypeConcrete
Roof TypeGable
Roof MaterialAsphalt
Lot Area6,974 sqft (0.16 acres)
Garage TypeDetached

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number1310620000000030
Street Address20 WATER ST
CityHINGHAM
StateMA
Zip02043-1943
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA
Legal Lot Number3
JurisdictionHINGHAM MA
Township / Civil DivisionHINGHAM
Census Block Group3
Census Block3010
Census Tract501101

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Lincoln Historic District
listed 1991 · 586 contributing resources · NRIS 90001728

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Plymouth County and Hingham Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address20 WATER ST, HINGHAM, MA 02043-1943
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Sep 26, 2024Deed of Trust, Mortgage · Line of Credit
CITIZENS BANK
Dec 31, 2024Quit Claim Deed, Transfer · Stand-Alone First Mortgage
BERKSHIRE BANK
Nov 30, 2018Deed of Trust, Mortgage · Line of Credit
CITIZENS BANK
Dec 30, 2020Quit Claim Deed, Transfer · Stand-Alone First Mortgage
FIRST REPUBLIC BANK
Jan 31, 2017Quit Claim Deed, Transfer · Conventional Mortgage
CITIZENS BK/RI

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 31, 2024 · Amount on Record
Deed SaleDec 31, 2024 · Amount on Record
Prior SaleDec 30, 2020 · Amount on Record
Deed Book / Page59587 / 312
Record UpdatedOct 29, 2026

September 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHINGHAM MA
Property Address20 WATER ST, HINGHAM, MA 02043-1943
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number059291-202
DateSep 26, 2024
Book Page59291/202
Instrument60196
Lender
NameCITIZENS BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term301 Months
DueOct 1, 2049
Interest
Rate TypeAdjustable Rate

December 2024: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHINGHAM MA
Recording DateDec 31, 2024
Property Address20 WATER ST, HINGHAM, MA 02043-1943
Document Number059587-312
Book / Page59587 / 312
Instrument DateDec 31, 2024
Instrument83705
Transaction TypeTransfer
Record UpdatedMar 13, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address20 WATER ST, HINGHAM, MA 02043-1943

Mortgage

Document Number0000083706
DateDec 31, 2024
Instrument83706
Lender
NameBERKSHIRE BANK
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate6%
Type Change DateJan 1, 2030
Max Rate At Change2.75%
IndexOther

Mortgage

Document Number059587-334
DateDec 31, 2024
Book Page59587/334
Instrument83707
Lender
NameBERKSHIRE BANK
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term289 Months
DueJan 1, 2049

November 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHINGHAM MA
Property Address20 WATER ST, HINGHAM, MA 02043-1943
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number50571-334
DateNov 30, 2018
Book Page50571/334
Instrument99904
Lender
NameCITIZENS BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded

December 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHINGHAM MA
Recording DateDec 30, 2020
Property Address20 WATER ST, HINGHAM, MA 02043-1943
Document Number54110-20
Book / Page54110 / 20
Instrument DateDec 30, 2020
Instrument132800
Transaction TypeTransfer
Record UpdatedMay 11, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address20 WATER ST, HINGHAM, MA 02043-1943

Mortgage

Document Number132801
DateDec 30, 2020
Instrument132801
Lender
NameFIRST REPUBLIC BANK
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

January 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHINGHAM MA
Recording DateJan 31, 2017
Property Address20 WATER ST, HINGHAM, MA 02043-1943
Document Number48066-151
Book / Page048066 / 000151
Instrument DateJan 31, 2017
Instrument9396
Transaction TypeTransfer
Record UpdatedFeb 21, 2017

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,374.40
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address20 BROOKSIDE PARK MILTON MA 021862914, MILTON, MA 02186-2914

Mortgage

Document Number48066-153
DateJan 31, 2017
Book Page048066/000153
Instrument9397
Lender
NameCITIZENS BK/RI
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 30, 2047

Tax Assessment & Valuation

Source: Plymouth County and Hingham Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyPlymouth County
County SubdivisionHingham Town
Unified School DistrictHingham School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$11,178.00 (-1.53%)$1,067,600 (+0.54%) Land $506,800 Building $560,800$1,214,452 (-0.55%)
2025$11,352.00 (+22.41%)$1,061,900 (+14.5%) Land $503,600 Building $558,300$1,221,130
2023$9,274.00$927,400 Land $503,600 Building $423,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims1 (1979)
Most Recent ClaimJan 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWEIR RIVER WATER SYSTEM
serves 45,339 people · EPA ID MA4131000
Water SourceSurface water
Last State InspectionAug 2024
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
AT&T
Fixed Wireless
100 / 20

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