20 Warson Ter, Saint Louis, MO 63124 Property Records

St. Louis County property record for 20 Warson Ter, Saint Louis, MO 63124 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 4,030 sqft · built 2019
Lot Size	0.41 acres (17,860 sqft)
Owner	2 Individual Names on File
Last Sale	$1,652,210 (Feb 2020)
Tax Bill	$16,356 (2024)
Deeds & Mortgages	Feb 2020 Sale & Mortgage Jul 2019 Loan Modification + 6 more
Flood Zone	Zone X (minimal risk)
APN	`19M-33-0301`

Property Details

APN / Parcel Number

Primary APN	`19M-33-0301`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	19 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	4,030 sqft Living Area
Gross Area	5,967 sqft
1st Floor Area	1,776 sqft
Basement Area	988 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Cape Cod
Exterior Material	Brick
Foundation Type	No Foundation
Lot Area	17,860 sqft (0.41 acres)
Lot Dimensions	89 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	949 sqft
Porch	Open Porch
Porch Area	236 sqft
Patio Area	256 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	20 WARSON TER
City	SAINT LOUIS
State	MO
Zip	63124-1680
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WARSON TERRACE LOT 20
Legal Subdivision	WARSON TERRACE
Legal Lot Number	20
Jurisdiction	ST LOUIS MO
Township / Civil Division	CLAYTON
Census Block Group	1
Census Block	1011
Census Tract	215400

Owner

Source: St. Louis County records · APN 19M-33-0301

Assessment roll updated September 29, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	20 WARSON TER, SAINT LOUIS, MO 63124-1680
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 20, 2020	Special Warranty Deed, Transfer · Conventional Mortgage COMMERCE BANK
Jul 23, 2019	Loan Modification, Mortgage STIFEL BK
Feb 16, 2018	Warranty Deed, Transfer · Line of Credit BUSINESS BK/ST LOUIS
Feb 16, 2018	Affidavit of Death, Transfer
Feb 16, 2018	Quit Claim Deed, Transfer OTHER
Feb 16, 2018	Quit Claim Deed, Transfer OTHER
Feb 16, 2018	Quit Claim Deed, Transfer OTHER
Feb 16, 2018	Warranty Deed, Transfer OTHER

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 20, 2020 · Amount on Record
Deed Sale	Feb 20, 2020 · Amount on Record
Prior Sale	Feb 16, 2018 · Amount on Record
Deed Document Number	2020365
Deed Book / Page	23932 / 1741
Prior Transfer Date	Feb 09, 2018
Prior Transfer Doc	0229040069
Record Updated	Jun 08, 2026

February 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Feb 20, 2020
Property Address	20 WARSON TER, SAINT LOUIS, MO 63124-1680
Document Number	0239321741
Book / Page	23932 / 1741
Map Reference	MB 26 PG 17
Instrument Date	Feb 13, 2020
Instrument	2020022000365
Transaction Type	Transfer
Record Updated	Dec 13, 2021
Title Company	ORNTIC ST LOUIS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 WARSON TER, SAINT LOUIS, MO 63124-1680

Mortgage

Document Number	2020022000366
Date	Feb 20, 2020
Instrument	2020022000366

Lender

Name	COMMERCE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2050

Interest

Rate Type	Adjustable Rate
Rate	3%
Type Change Date	Mar 01, 2025
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	5%
Index	1-Year CMT
Max Rate	9%

July 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST LOUIS MO
Property Address	20 WARSON TER, SAINT LOUIS, MO 63124-1680
Document Number	0236404011
Instrument Date	Jul 23, 2019
Transaction Type	Mortgage
Record Updated	Sep 10, 2019
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NAT'L TITLE INS

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	9904 CLAYTON RD #122 ST LOUIS MO 631241173, 122, ST LOUIS, MO 63124-1173

Mortgage

Document Number	0236404011
Date	Aug 05, 2019
Book Page	023640/004011
Instrument	567

Lender

Name	STIFEL BK
Address	8000 MARYLAND AVE # 100, CLAYTON, MO 63105-3752

Agreement

Amount	Amount Recorded

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Feb 16, 2018
Property Address	20 WARSON TER, SAINT LOUIS, MO 63124-1680
Document Number	0229040086
Book / Page	022904 / 000086
Instrument Date	Feb 12, 2018
Instrument	18
Transaction Type	Transfer
Record Updated	Jun 08, 2018
Title Company	OTHER

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	9904 CLAYTON RD ST LOUIS MO 631241173, ST LOUIS, MO 63124-1173

Mortgage

Document Number	229040090
Date	Feb 16, 2018
Book Page	022904/000090
Instrument	19

Lender

Name	BUSINESS BK/ST LOUIS
Type	Bank
Address	CLAYTON, MO 63105

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

February 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	ST LOUIS MO
Recording Date	Feb 16, 2018
Property Address	20 WARSON TER, SAINT LOUIS, MO 63124-1680
Document Number	0229040069
Book / Page	022904 / 000069
Instrument Date	Feb 09, 2018
Instrument	12
Transaction Type	Transfer
Record Updated	Feb 21, 2018

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MO
Recording Date	Feb 16, 2018
Property Address	20 WARSON TER, SAINT LOUIS, MO 63124-1680
Document Number	0229040075
Book / Page	022904 / 000075
Instrument Date	Feb 08, 2018
Instrument	14
Transaction Type	Transfer
Record Updated	Feb 22, 2018
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	20 WARSON TER #A ST LOUIS MO 631241680, A, ST LOUIS, MO 63124-1680

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MO
Recording Date	Feb 16, 2018
Property Address	20 WARSON TER, SAINT LOUIS, MO 63124-1680
Document Number	0229040078
Book / Page	022904 / 000078
Instrument Date	Feb 08, 2018
Instrument	15
Transaction Type	Transfer
Record Updated	Feb 22, 2018
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	20 WARSON TER #A ST LOUIS MO 631241680, A, ST LOUIS, MO 63124-1680

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MO
Recording Date	Feb 16, 2018
Property Address	20 WARSON TER, SAINT LOUIS, MO 63124-1680
Document Number	0229040072
Book / Page	022904 / 000072
Instrument Date	Feb 08, 2018
Instrument	13
Transaction Type	Transfer
Record Updated	Feb 22, 2018
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	20 WARSON TER ST LOUIS MO 631241680, ST LOUIS, MO 63124-1680

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Feb 16, 2018
Property Address	20 WARSON TER, SAINT LOUIS, MO 63124-1680
Document Number	0229040081
Book / Page	022904 / 000081
Instrument Date	Feb 06, 2018
Instrument	16
Transaction Type	Transfer
Record Updated	Feb 22, 2018
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	20 WARSON TER #A ST LOUIS MO 631241680, A, ST LOUIS, MO 63124-1680

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated September 29, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Municipality	Ladue City
Unified School District	Ladue School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$282,760 (+16.67%) Land $69,940 Building $212,820	$1,488,200 (+16.67%) Land $368,100 Building $1,120,100
2024	$16,356.00 (+0.19%)
2023	$16,325.00	$242,360 Land $63,760 Building $178,600	$1,275,600 Land $335,600 Building $940,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Louis County (29189C), updated August 10, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291892154001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 23 individual NFIP policies nearby
Nearby Flood Policies	23 in force
Nearby Flood Claims	107 (1978–2022)
Claims Outside the SFHA	30 of 107
Most Recent Claim	Aug 2022, rainfall accumulation
Claims By Storm	Severe Storms And Flooding, Jul 2022 · 15 claims Severe Storms, Flooding, And A Tornado, Sep 2008 · 17 claims Severe Storms & Flooding, Aug 1993 · 16 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 168 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: AT&T, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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