Bergen County and Saddle River Borough property record for 20 Warewoods Rd, Saddle River, NJ 07458
| Property Type | Single Family Home |
|---|---|
| Details | 4,938 sqft · built 1979 |
| Lot Size | 2.18 acres (94,961 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,560 (Aug 2012) |
| Tax Bill | $20,732 (2025) |
| Deeds & Mortgages | Aug 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 58-01201-0000-00025 |
| Primary APN | 58-01201-0000-00025 |
|---|---|
| Alternative APNs |
|
| Building Area | 4,938 sqft Living Area |
|---|
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Lot Area | 94,961 sqft |
| Account Number | 010100 |
|---|---|
| Street Address | 20 WAREWOODS RD |
| City | SADDLE RIVER |
| State | NJ |
| Zip | 07458-2713 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | 2.180 AC. (1-A,21-1) |
| Legal Subdivision | SADDLE RIVER |
| Legal Block | 1201 |
| Legal Lot Number | 25 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | SADDLE RIVER |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 53100 |
20 Warewoods Rd is owned and occupied by two individuals who bought it in August 2012.
Source: Bergen County and Saddle River Borough records, as of June 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 20 WAREWOODS RD, SADDLE RIVER, NJ 07458-2713 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 2, 2012 · Amount on File |
| Deed Sale | Aug 2, 2012 · Amount on File |
| Deed Document Number | 201274114 |
| Deed Book / Page | 1111 / 511 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 20 WAREWOODS RD, SADDLE RIVER, NJ 07458-2713 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0036581544 |
|---|---|
| Date | Aug 3, 2020 |
| Book Page | 3658/1544 |
| Instrument | 20-070640 |
| Name | UBS BANK USA |
|---|---|
| Type | Bank |
| Address | SALT LAKE CITY, UT 84111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Jul 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.87% |
| Type Change Date | Jul 1, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 7.87% |
| Index | 1-Year LIBOR |
| Max Rate | 7.87% |
The 2025 property tax bill for 20 Warewoods Rd was $20,732, up 3% from the year before.
Source: Bergen County and Saddle River Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Saddle River Borough |
| Unified School District | Saddle River Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,943,000 (-) Land $1,246,000 Building $697,000 | $1,943,000 (-) Land $1,246,000 Building $697,000 | |
| 2025 | $20,732.00 (+3%) | $1,943,000 Land $1,246,000 Building $697,000 | $1,943,000 Land $1,246,000 Building $697,000 |
| 2024 | $20,129.00 | ||
| 2023 | $1,943,000 Land $1,246,000 Building $697,000 | $1,943,000 Land $1,246,000 Building $697,000 | |
| 2022 | $19,313.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 20 Warewoods Rd in Zone X, an area of minimal flood risk, though there have been 68 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 18 policies |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 68 (1978–2021) |
| Claims Outside the SFHA | 6 of 68 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 20 Warewoods Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 83% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable · Fiber in parts of the area | 940 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Verizon.
5G (outdoors only) and 4G LTE
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