Morgan County property record for 20 Wards Ln, Berkeley Springs, WV 25411
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 2,893 sqft · built 2003 |
| Lot Size | 0.808 acres (35,196 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $385,000 (Nov 2020) |
| Tax Bill | $2,508 (2026) |
| Deeds & Mortgages | Nov 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-2A-0022.0000 |
| Primary APN | 08-2A-0022.0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 14 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,893 sqft Living Area |
| 1st Floor Area | 3,400 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Modern |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Lot Area | 35,196 sqft (0.808 acres) |
| Terrain | Rolling |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Well |
| Street Address | 20 WARDS LN |
|---|---|
| City | BERKELEY SPRINGS |
| State | WV |
| Zip | 25411-3262 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CACAPON SOUTH S/D SEC 2 LOT 20 0.808 AC |
| Legal Subdivision | CACAPON SOUTH S/D |
| Legal Lot Number | 20 |
| Jurisdiction | MORGAN WV |
| Township / Civil Division | 1 |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 971001 |
Source: Morgan County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 20 WARDS LN, BERKELEY SPRINGS, WV 25411-3262 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 9, 2020 · Amount on Record |
| Deed Sale | Nov 9, 2020 · Amount on Record |
| Deed Document Number | 2020871268 |
| Deed Book / Page | 278 / 494 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MORGAN WV |
| Recording Date | Nov 9, 2020 |
| Property Address | 20 WARDS LN, BERKELEY SPRINGS, WV 25411-3262 |
| Document Number | 000278/494 |
| Book / Page | 278 / 494 |
| Instrument Date | Oct 30, 2020 |
| Instrument | 871268 |
| Transaction Type | Transfer |
| Record Updated | Nov 18, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 000458/898 |
|---|---|
| Date | Nov 9, 2020 |
| Book Page | 458/898 |
| Instrument | 871269 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2050 |
Source: Morgan County assessment roll, as of November 18, 2025
| Type | Name |
|---|---|
| State | West Virginia |
| County | Morgan County |
| Unified School District | Morgan County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,508.00 (+8.15%) | $253,020 (+8.46%) Land $23,460 Building $229,560 | $421,700 (+8.46%) Land $39,100 Building $382,600 |
| 2025 | $2,319.00 (+15.14%) | $233,280 (+15.85%) Land $21,480 Building $211,800 | $388,800 (+15.85%) Land $35,800 Building $353,000 |
| 2023 | $2,014.00 (-3.59%) | $201,360 (-3.56%) Land $19,680 Building $181,680 | $335,600 (-3.56%) Land $32,800 Building $302,800 |
| 2022 | $2,089.00 | $208,800 Land $19,680 Building $189,120 | $348,000 Land $32,800 Building $315,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 25, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 40% of West Virginia |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures