20 Ward Rd, Hardwick (Blairstown), NJ 07825 Property Records

Warren County and Hardwick Township property record for 20 Ward Rd, Hardwick, NJ 07825

Property Summary

Property Type	Single Family Home
Details	3,032 sqft · built 1973
Lot Size	1.03 acres (44,867 sqft)
Owner	2 Individual Names on File
Last Sale	$310,000 (Jul 2019)
Tax Bill	$8,576 (2025)
Deeds & Mortgages	Jul 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-01102-0000-00025-05`

Property Details

APN / Parcel Number

Primary APN	`09-01102-0000-00025-05`
Alternative APNs	`09011020000000250005` `00007623` `8264`

Interior

Stories	1 Story
Building Area	3,032 sqft Living Area
1st Floor Area	3,032 sqft

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Construction Type	Frame
Lot Area	44,867 sqft
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	8264
Street Address	20 WARD RD
City	HARDWICK
State	NJ
Zip	07825-9614
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LD
Legal Block	1102
Legal Lot Number	25.5
Jurisdiction	WARREN NJ
Township / Civil Division	HARDWICK
Census Block Group	1
Census Block	1033
Census Tract	31102

Owner

Source: Warren County and Hardwick Township assessment roll, APN 09-01102-0000-00025-05, as of July 7, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	20 WARD RD, HARDWICK, NJ 07825-9614
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 23, 2019 · Amount on Record
Deed Sale	Jul 23, 2019 · Amount on Record
Prior Sale	Jul 26, 2016 · Amount on Record
Deed Document Number	2019513360
Deed Book / Page	2979 / 169
Record Updated	Sep 20, 2026

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WARREN NJ
Recording Date	Jul 23, 2019
Property Address	20 WARD RD, HARDWICK, NJ 07825-9614
Document Number	0000513360
Book / Page	002979 / 000169
Instrument Date	Jul 05, 2019
Instrument	513360
Transaction Type	Transfer
Record Updated	Aug 19, 2019
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$310.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	20 WARD RD HARDWICK NJ 078259614, HARDWICK, NJ 07825-9614

Mortgage

Document Number	513361
Date	Jul 23, 2019
Book Page	006730/000289
Instrument	513361

Lender

Name	FAMILY FIRST FNDG
Type	Funding / Finance Company
Address	TOMS RIVER, NJ 08753

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 22, 2049

Tax Assessment & Valuation

Source: Warren County and Hardwick Township assessment roll as of July 7, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Warren County
County Subdivision	Hardwick Township
Elementary School District	Blairstown Township School District (KG - 06)
Secondary School District	North Warren Regional School District (07 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$224,200 (-) Land $57,200 Building $167,000	$224,200 (-) Land $57,200 Building $167,000
2025	$8,576.00 (+5.01%)	$224,200 (-) Land $57,200 Building $167,000	$224,200 (-) Land $57,200 Building $167,000
2024	$8,167.00 (+2.16%)
2023		$224,200 Land $57,200 Building $167,000	$224,200 Land $57,200 Building $167,000
2022	$7,994.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Warren County (34041C), as of September 29, 2011 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340410311021, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1995)
Most Recent Claim	Oct 1995 · river or lake flooding

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 42 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Planet Networks Fiber	10,000 / 10,000
Optimum Communications Cable	940 / 35
Verizon Fixed Wireless	300 / 20