Hardin County property record for 20 Ward Ln, Counce, TN 38326
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,289 sqft · built 1985 |
| Lot Size | 0.371 acres (16,172 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $515,000 (Nov 2018) |
| Tax Bill | $3,705 (2025) |
| Deeds & Mortgages | Feb 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 036173E A 00300 |
| Primary APN | 036173E A 00300 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,289 sqft Living Area |
| 1st Floor Area | 1,827 sqft |
| Attic Area | 1,827 sqft |
| Basement Area | 462 sqft |
| Finished Basement | 462 sqft |
| Flooring | Carpet |
| Interior Walls | Paneling |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Siding |
| Foundation Type | Footing |
| Roof Type | Shed Roof |
| Roof Material | Asbestos |
| Lot Area | 16,172 sqft |
| Terrain | Rolling |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
|---|---|
| Porch Area | 311 sqft |
| Deck Area | 886 sqft |
| Patio Area | 396 sqft |
| Boat Access | Boat Access |
| Boat House | 1 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 20 WARD LN |
|---|---|
| City | COUNCE |
| State | TN |
| Zip | 38326 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RIVER CLIFF 21 |
| Legal Subdivision | RIVER CLIFF |
| Legal Lot Number | 21 |
| Jurisdiction | HARDIN TN |
| Township / Civil Division | 3 |
| Census Block Group | 3 |
| Census Block | 3020 |
| Census Tract | 920600 |
Source: Hardin County records, as of January 26, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 845 DENT RD, EADS, TN 38028-6943 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 20, 2018 · Amount on Record |
| Deed Sale | Nov 20, 2018 · Amount on Record |
| Prior Sale | Jun 6, 1996 · Amount on Record |
| Deed Document Number | 138773 |
| Deed Book / Page | 699 / 173 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDIN TN |
| Property Address | 20 WARD LN, COUNCE, TN 38326 |
| Document Number | 727763 |
| Instrument Date | Feb 28, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2020 |
| Title Company | DELTA TITLE AGENCY INC, DELTA TITLE SVCS |
| Name | Verified Name |
|---|---|
| Address | 20 WARD LN COUNCE TN 38326, COUNCE, TN 38326 |
| Document Number | 727763 |
|---|---|
| Date | Mar 9, 2020 |
| Book Page | 000727/000763 |
| Instrument | 146053 |
| Name | PINNACLE BK |
|---|---|
| Type | Bank |
| Address | NASHVILLE, TN 37201 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Mar 8, 2035 |
Source: Hardin County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hardin County |
| Unified School District | Hardin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,705.00 | $211,725 (-) Land $96,875 Building $114,850 | |
| 2023 | $3,705.00 (+16.95%) | $211,725 (+37.66%) Land $96,875 Building $114,850 | $846,900 (+37.66%) Land $387,500 Building $459,400 |
| 2022 | $3,168.00 | $153,800 Land $87,500 Building $66,300 | $615,200 Land $350,000 Building $265,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 16, 2006 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2013) |
| Most Recent Claim | Jan 2013 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.3% of Tennessee |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FIRST U.D. OF HARDIN COUNTY serves 7,602 people · EPA ID TN0000546 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Total trihalomethanes resolved · Apr 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
May also be available: Brightspeed.
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