20 Wanamassa Point Rd, Ocean (Asbury Park), NJ 07712 Property Records

Monmouth County and Ocean Township property record for 20 Wanamassa Point Rd, Ocean, NJ 07712

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,718 sqft · built 1928
Lot Size	0.207 acres (9,000 sqft)
Owner	2 Individual Names on File
Last Sale	$78,000 (Jan 1999)
Tax Bill	$10,625 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Apr 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`37-00122-0000-00006`

Property Details

APN / Parcel Number

Primary APN	`37-00122-0000-00006`
Alternative APNs	`3700122000000013B` `370012200006`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,718 sqft Living Area
1st Floor Area	1,192 sqft
Basement Area	518 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1928
Architectural Style	Traditional
Construction Type	Frame
Roof Type	Gable
Roof Material	Other
Lot Area	9,000 sqft (0.207 acres)
Lot Dimensions	75 ft deep x 120 ft wide
Garage Type	Detached
Garage Area	330 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Deck Area	Deck Area
Patio Area	696 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Sewer	Connected

Location & Zoning

Old Parcel Number	3700122000000013B
Street Address	20 WANAMASSA POINT RD
City	OCEAN
State	NJ
Zip	07712-4853
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	C0
Legal Subdivision	WANAMASSA BUNGALOW PARK
Legal Block	122
Legal Lot Number	6
Jurisdiction	MONMOUTH NJ
Township / Civil Division	OCEAN
Census Block Group	5
Census Block	5008
Census Tract	806600

Owner

20 Wanamassa Point Rd is owned and occupied by two individuals who acquired it in November 2013.

Source: Monmouth County and Ocean Township records, as of July 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	20 WANAMASSA POINT RD, OCEAN, NJ 07712-4853
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2026	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Apr 12, 2021	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Oct 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOMEBRIDGE FIN'L SVCS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 25, 1999 · Amount on File
Deed Sale	Jan 25, 1999 · Amount on File
Deed Book / Page	5788 / 761
Last Transfer Date	Nov 18, 2013
Transfer Doc	0090457464
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	20 WANAMASSA POINT RD, OCEAN, NJ 07712-4853
Transaction Type	Mortgage
Record Updated	Mar 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 WANAMASSA POINT RD, OCEAN, NJ 07712-4853

Mortgage

Document Number	0097822533
Date	Mar 3, 2026
Book Page	9782/2533
Instrument	2026017979

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	479 Months
Due	Feb 25, 2066

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	20 WANAMASSA POINT RD, OCEAN, NJ 07712-4853
Transaction Type	Mortgage
Record Updated	Jun 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 WANAMASSA POINT RD, OCEAN, NJ 07712-4853

Mortgage

Document Number	0095001121
Date	Apr 12, 2021
Book Page	9500/1121
Instrument	2021058000

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	478 Months
Due	Feb 18, 2061

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	20 WANAMASSA POINT RD, OCEAN, NJ 07712-4853
Document Number	0000132828
Instrument Date	Oct 13, 2020
Transaction Type	Mortgage
Record Updated	Nov 24, 2020
Title Company	GREEN LABEL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	20 WANAMASSA POINT RD OCEAN NJ 077124853, OCEAN, NJ 07712-4853

Mortgage

Document Number	0000132828
Date	Nov 9, 2020
Book Page	009456/000904
Instrument	132828

Lender

Name	HOMEBRIDGE FIN'L SVCS INC
Type	Funding / Finance Company
Address	ISELIN, NJ 08830

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 8, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 20 Wanamassa Point Rd was $10,625, up 0.8% from the year before.

Source: Monmouth County and Ocean Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Ocean Township
Unified School District	Ocean Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$797,600 (+3.52%) Land $477,600 Building $320,000	$797,600 (+3.52%) Land $477,600 Building $320,000
2025	$10,625.00 (+0.84%)	$770,500 Land $457,600 Building $312,900	$770,500 Land $457,600 Building $312,900
2024	$10,536.00
2023		$716,500 Land $419,300 Building $297,200	$716,500 Land $419,300 Building $297,200
2022	$12,035.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20 Wanamassa Point Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 18 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	18 in force
Nearby Flood Claims	30 (1984–2023)
Claims Outside the SFHA	19 of 30
Most Recent Claim	Sep 2023 · other causes
Claims by Event	Hurricane Sandy, Oct 2012 · 9 claims Hurricane Irene, Aug 2011 · 8 claims Coastal Storms & Flooding, Mar 1984 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 20 Wanamassa Point Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 533 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

May also be available: T-Mobile, Xfinity.

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