Middlesex County and Maynard Town property record for 20 Waltham St, Maynard, MA 01754
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,510 sqft · built 1920 |
| Lot Size | 0.12 acres (5,227 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $391,849 (Oct 2017) |
| Tax Bill | $8,912 (2026) |
| Deeds & Mortgages | Jul 2021 Refinance May 2025 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | MAYN M:015.0 P:324.0 |
| Primary APN | MAYN M:015.0 P:324.0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,510 sqft Living Area |
| Gross Area | 2,629 sqft |
| 1st Floor Area | 736 sqft |
| Basement Area | 852 sqft |
| Unfinished Basement | 852 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,227 sqft (0.12 acres) |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Steam |
|---|---|
| Heating Fuel | Gas |
| Account Number | 2659 |
|---|---|
| Street Address | 20 WALTHAM ST |
| City | MAYNARD |
| State | MA |
| Zip | 01754-2414 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | B |
| Jurisdiction | MAYNARD MA |
| Township / Civil Division | MAYNARD |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 364102 |
Source: Middlesex County and Maynard Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 20 WALTHAM ST, MAYNARD, MA 01754-2414 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 14, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance CROSSCOUNTRY MORTGAGE INC |
| May 28, 2025 | Deed of Trust, Mortgage · Line of Credit DIGITAL FCU |
| Sep 6, 2017 | Deed of Trust, Mortgage · Line of Credit FAMILY FSLA |
| Oct 26, 2017 | Quit Claim Deed, Transfer CROSSCOUNTRY MORTGAGE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 26, 2017 · Amount on Record |
| Deed Sale | Oct 26, 2017 · Amount on Record |
| Deed Book / Page | 70136 / 187 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MAYNARD MA |
| Property Address | 20 WALTHAM ST, MAYNARD, MA 01754-2414 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0078239-30 |
|---|---|
| Date | Jul 14, 2021 |
| Book Page | 78239/30 |
| Instrument | 158331 |
| Name | CROSSCOUNTRY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MAYNARD MA |
| Property Address | 20 WALTHAM ST, MAYNARD, MA 01754-2414 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 084143-120 |
|---|---|
| Date | May 28, 2025 |
| Book Page | 84143/120 |
| Instrument | 58230 |
| Name | DIGITAL FCU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 481 Months |
| Due | Jun 1, 2065 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MAYNARD MA |
| Property Address | 20 WALTHAM ST, MAYNARD, MA 01754-2414 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 69890-196 |
|---|---|
| Date | Sep 6, 2017 |
| Book Page | 69890/196 |
| Instrument | 144159 |
| Name | FAMILY FSLA |
|---|---|
| Type | Lending Institution |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MAYNARD MA |
| Recording Date | Oct 26, 2017 |
| Property Address | 20 WALTHAM ST, MAYNARD, MA 01754-2414 |
| Document Number | 70136-187 |
| Book / Page | 70136 / 187 |
| Instrument | 173842 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $62.66 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 20 WALTHAM ST, MAYNARD, MA 01754-2414 |
| Document Number | 701360191 |
|---|---|
| Date | Oct 26, 2017 |
| Instrument | 70136/0191 |
| Name | CROSSCOUNTRY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Oct 26, 2047 |
Source: Middlesex County and Maynard Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Maynard Town |
| Unified School District | Maynard School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,912.00 (+8.26%) | $536,200 (+16.14%) Land $298,200 Building $238,000 | $567,857 (+1.97%) |
| 2025 | $8,232.00 (+7.24%) | $461,700 (+7.55%) Land $265,100 Building $196,600 | $556,890 (+2.04%) |
| 2024 | $7,676.00 (+0.85%) | $429,300 (+7%) Land $252,500 Building $176,800 | $545,775 |
| 2023 | $7,611.00 | $401,200 Land $240,500 Building $160,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2023) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Dec 2023 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MAYNARD DPW, WATER DIVISION serves 10,746 people · EPA ID MA2174000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 602 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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