20 Walnut Ave, Shalimar, FL 32579 Property Records

Okaloosa County property record for 20 Walnut Ave, Shalimar, FL 32579

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,097 sqft · built 1967
Lot Size	0.344 acres (14,997 sqft)
Owner	2 Individual Names on Record
Last Sale	$445,000 (Dec 2022)
Tax Bill	$3,324 (2025)
Deeds & Mortgages	Dec 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C56-000-597-2916-0`

Property Details

APN / Parcel Number

Primary APN	`C56-000-597-2916-0`
Alternative APNs	`31-1S-23-0120-0011-0010` `23S131012000110010`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,097 sqft Living Area
Gross Area	2,943 sqft
1st Floor Area	2,097 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Wood
Lot Area	14,997 sqft (0.344 acres)
Lot Width	100 ft Width
Garage Type	Carport
Garage Area	440 sqft
Carport	Carport
Carport Area	440 sqft
Porch	Florida Room
Porch Area	316 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	20 WALNUT AVE
City	SHALIMAR
State	FL
Zip	32579-1119
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BAYOU POQUITO S/D LOT 1 & E 20FT LOT 2 BLK 11
Legal Range	23W
Legal Township	01S
Legal Section	31
Legal Subdivision	BAYOU POQUITO S/D
Legal Block	11
Legal Lot Number	10
Jurisdiction	OKALOOSA FL
Township / Civil Division	FORT WALTON BEACH
Census Block Group	2
Census Block	2002
Census Tract	21600

Owner

Source: Okaloosa County records, as of March 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	20 MAPLE AVE, SHALIMAR, FL 32579-1112
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 22, 2022 · Amount on Record
Deed Sale	Dec 22, 2022 · Amount on Record
Deed Document Number	20223597470
Deed Book / Page	3655 / 4925
Prior Transfer Date	Feb 6, 2006
Prior Transfer Doc	0026853010
Record Updated	Jun 8, 2026

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Dec 22, 2022
Property Address	20 WALNUT AVE, SHALIMAR, FL 32579-1119
Document Number	0036554925
Book / Page	3655 / 4925
Map Reference	MB 2 PG 49
Instrument Date	Dec 20, 2022
Instrument	3597470
Transaction Type	Transfer
Record Updated	Jan 3, 2023
Title Company	OLD SOUTH LAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,115.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4740 YOUNG RD, CRESTVIEW, FL 32539-8371

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 MAPLE AVE, SHALIMAR, FL 32579-1112

Mortgage

Document Number	0036554927
Date	Dec 22, 2022
Instrument	3655/4927

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.37%
Type Change Date	Jan 1, 2026
Change Frequency	5 Years
Min Rate At Change	3.37%
Max Rate At Change	7.37%
Index	5-Year TN
Margin	2
Max Rate	10.3%

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,324.00 (-12.78%) Homeowner's exemption Veteran's exemption	$315,490 (+2.48%) Land $114,038 Building $201,452	$315,490 (+2.48%) Land $114,038 Building $201,452
2023	$3,811.00 (+174.17%)	$307,848 (+104.92%) Land $91,743 Building $216,105	$307,848 (+6.61%) Land $91,743 Building $216,105
2022	$1,390.00 Homeowner's exemption	$150,230	$288,759 Land $85,741 Building $203,018

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 38 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	38 in force
Nearby Flood Claims	9 (1995–2020)
Claims Outside the SFHA	7 of 9
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Frances, Sep 2004 · 2 claims Hurricane Opal, Oct 1995 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OKALOOSA CO.WTR.; SWR.SYSTEM serves 80,295 people · EPA ID FL1460506
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30