20 Walnut Ave, Andover, MA 01810 Property Records

Essex County and Andover Town property record for 20 Walnut Ave, Andover, MA 01810 · Last verified April 2026

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 2,232 sqft · built 1918
Lot Size	0.241 acres (10,502 sqft)
Owner	Individual Name on File
Last Sale	$899,900 (Dec 2025)
Tax Bill	$10,547 (2025)
Deeds & Mortgages	Dec 2025 Sale & Mortgage Feb 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`ANDO M:00020 B:00058 L:0000A`

Property Details

APN / Parcel Number

Primary APN	`ANDO M:00020 B:00058 L:0000A`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	12 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,232 sqft Living Area
Gross Area	3,532 sqft
Basement Area	1,132 sqft
Unfinished Basement	1,132 sqft

Exterior

Year Built	Built 1918
Effective Year Built	Effective 1918
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	10,502 sqft (0.241 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	20 WALNUT AVE
City	ANDOVER
State	MA
Zip	01810-3113
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Block	58
Legal Lot Number	A
Jurisdiction	ANDOVER MA
Township / Civil Division	ANDOVER
Census Block Group	1
Census Block	1011
Census Tract	254100

Owner

Source: Essex County and Andover Town records · APN ANDO M:00020 B:00058 L:0000A

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	41 KATIE WAY, TEWKSBURY, MA 01876-1959
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Dec 31, 2025	Quit Claim Deed, Transfer · Conventional Mortgage WORKERS CU
Feb 23, 2023	Quit Claim Deed, Transfer · Stand-Alone First Mortgage AVIDIA BANK
Jul 24, 2017	Deed of Trust, Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 31, 2025 · Amount on Record
Deed Sale	Dec 31, 2025 · Amount on Record
Prior Sale	Feb 23, 2023 · Amount on Record
Deed Book / Page	18481 / 44
Record Updated	Jun 08, 2026

December 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ANDOVER MA
Recording Date	Dec 31, 2025
Property Address	20 WALNUT AVE, ANDOVER, MA 01810-3113
Document Number	0018481-44
Book / Page	18481 / 44
Instrument Date	Dec 31, 2025
Instrument	23256
Transaction Type	Transfer
Record Updated	Apr 14, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41 KATIC WAY, TEWKSBURY, MA 01876-1959

Mortgage

Document Number	0000023257
Date	Dec 31, 2025
Instrument	23257

Lender

Name	WORKERS CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Jan 01, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.63%
Type Change Date	Jan 01, 2031
Index	1-Year CMT

February 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ANDOVER MA
Recording Date	Feb 23, 2023
Property Address	20 WALNUT AVE, ANDOVER, MA 01810-3113
Document Number	017685-231
Book / Page	17685 / 231
Instrument Date	Feb 22, 2023
Instrument	2617
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 WALNUT AVE, ANDOVER, MA 01810-3113
Investor	Possibly a Property Investor

Mortgage

Document Number	0000002618
Date	Feb 23, 2023
Instrument	2618

Lender

Name	AVIDIA BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANDOVER MA
Property Address	20 WALNUT AVE, ANDOVER, MA 01810-3113
Transaction Type	Mortgage
Record Updated	Mar 04, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	15160-309
Date	Jul 24, 2017
Book Page	15160/309
Instrument	18678

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Jul 01, 2032

Tax Assessment & Valuation

Source: Essex County and Andover Town records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Andover Town
Unified School District	Andover School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$10,547.00 (+3.66%)	$844,400 (+6.89%) Land $521,500 Building $322,900
2024	$10,175.00 (+0.27%)	$790,000 (+6.34%) Land $474,400 Building $315,600
2023	$10,148.00	$742,900 Land $427,300 Building $315,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Essex County (25009C), updated July 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250092541001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	4 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 495 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Verizon	Fiber	2,300 / 2,300
Xfinity	Cable	2,000 / 2,000

May also be available at this address: AT&T, T-Mobile USA, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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