Oswego County and Schroeppel Town property record for 20 Wallace Rd, Phoenix, NY 13135
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2.5 ba · 2,608 sqft · built 1968 |
| Lot Size | 0.367 acres (16,000 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $220,000 (Oct 2023) |
| Tax Bill | $7,100 (2026) |
| Deeds & Mortgages | Dec 2023 Line of Credit Oct 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 355489 272.00-05-11 |
| Primary APN | 355489 272.00-05-11 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,608 sqft Living Area |
| 1st Floor Area | 1,776 sqft |
| Basement Area | 832 sqft |
| Finished Basement | 832 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1968 |
| Architectural Style | Raised Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 16,000 sqft (0.367 acres) |
| Lot Dimensions | 160 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 572 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Above-Ground Pool |
|---|---|
| Pool Area | 452 sqft |
| Porch | Slab |
| Porch Area | 320 sqft |
| Shed | 1 Shed |
| Shed Area | 168 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 20 WALLACE RD |
|---|---|
| City | PHOENIX |
| State | NY |
| Zip | 13135-2188 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Description | LOT 75 222-011-000 |
| Legal Subdivision | SCRIBAS PATENT |
| Legal Block | 5 |
| Legal Lot Number | 11.000 |
| Jurisdiction | OSWEGO NY |
| Township / Civil Division | SCHROEPPEL |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 20905 |
Source: Oswego County and Schroeppel Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 20 WALLACE RD, PHOENIX, NY 13135-2188 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 19, 2023 | Deed of Trust, Mortgage · Line of Credit EMPOWER FCU |
| Oct 13, 2023 | Deed, Transfer · Conventional Mortgage HOMESTEAD FUNDING CORP |
| Dec 4, 2020 | Deed of Trust, Mortgage · Conventional with PMI FULTON SVGS BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 13, 2023 · Amount on Record |
| Deed Sale | Oct 13, 2023 · Amount on Record |
| Prior Sale | Apr 13, 2001 · Amount on Record |
| Deed Document Number | 20239371 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSWEGO NY |
| Property Address | 20 WALLACE RD, PHOENIX, NY 13135-2188 |
| Transaction Type | Mortgage |
| Record Updated | Feb 1, 2024 |
| Name | Verified Name |
|---|---|
| Address | 20 WALLACE RD, PHOENIX, NY 13135-2188 |
| Document Number | 0000001665 |
|---|---|
| Date | Dec 19, 2023 |
| Instrument | R-2023-011665 |
| Name | EMPOWER FCU |
|---|---|
| Type | Credit Union |
| Address | SYRACUSE, NY 13212 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | OSWEGO NY |
| Recording Date | Oct 13, 2023 |
| Property Address | 20 WALLACE RD, PHOENIX, NY 13135-2188 |
| Document Number | 0000009371 |
| Instrument Date | Oct 10, 2023 |
| Instrument | R-2023-009371 |
| Transaction Type | Transfer |
| Record Updated | Oct 31, 2023 |
| Title Company | INDEPENDENT TITLE AGENCY, INDEPENDENT TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $880.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 20 WALLACE RD, PHOENIX, NY 13135-2188 |
| Name | Verified Name |
|---|---|
| Address | 85 HAWTHORNE RD, FULTON, NY 13069-4526 |
| Document Number | 0000009372 |
|---|---|
| Date | Oct 13, 2023 |
| Instrument | R-2023-009372 |
| Name | HOMESTEAD FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.75% |
| Type Change Date | Nov 1, 2033 |
| Change Frequency | Annually |
| Min Rate At Change | 4.75% |
| Max Rate At Change | 8.75% |
| Index | 1-Year T-Bill |
| Max Rate | 11.7% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSWEGO NY |
| Property Address | 20 WALLACE RD, PHOENIX, NY 13135-2188 |
| Document Number | 0000012160 |
| Instrument Date | Dec 4, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 20 WALLACE RD PHOENIX NY 131352188, PHOENIX, NY 13135-2188 |
| Document Number | 0000012160 |
|---|---|
| Date | Dec 9, 2020 |
| Instrument | 12160 |
| Name | FULTON SVGS BK |
|---|---|
| Type | Bank |
| Address | FULTON, NY 13069 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Dec 8, 2035 |
Source: Oswego County and Schroeppel Town assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Oswego County |
| County Subdivision | Schroeppel Town |
| Unified School District | Phoenix Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,100.00 (+0.68%) | ||
| 2025 | $7,052.00 | $120,000 (+36.36%) Land $11,100 Building $108,900 | $266,667 (+66.67%) Land $24,667 Building $242,000 |
| 2023 | $88,000 (-) Land $11,100 Building $76,900 | $160,000 (+18.18%) Land $20,182 Building $139,818 | |
| 2022 | $88,000 Land $11,100 Building $76,900 | $135,385 Land $17,077 Building $118,308 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RIVERVIEW MOBILE COURT private · serves 45 people · EPA ID NY3700927 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | 1 ppb (2015–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory currently in violation since Oct 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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