20 Wakefield Ave, Saugus, MA 01906 Property Records

Essex County and Saugus Town property record for 20 Wakefield Ave, Saugus, MA 01906

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,417 sqft · built 2019
Lot Size	0.156 acres (6,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$622,000 (Mar 2020)
Tax Bill	$8,208 (2026)
Deeds & Mortgages	Mar 2021 Refinance Mar 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`SAUG M:006-G B:0022 L:0008`

Property Details

APN / Parcel Number

Primary APN	`SAUG M:006-G B:0022 L:0008`
Alternative APNs	`M:006=G B:0022 L:0008` `3658033`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,417 sqft Living Area
Gross Area	3,390 sqft
1st Floor Area	495 sqft
Basement Area	910 sqft
Unfinished Basement	910 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,800 sqft (0.156 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	3658033
Street Address	20 WAKEFIELD AVE
City	SAUGUS
State	MA
Zip	01906-2757
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NA
Legal Block	22
Legal Lot Number	8
Jurisdiction	SAUGUS MA
Township / Civil Division	SAUGUS
Census Block Group	3
Census Block	3009
Census Tract	208101

Owner

Source: Essex County and Saugus Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	20 WAKEFIELD AVE, SAUGUS, MA 01906-2757
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance SHAMROCK HOME LOANS
Mar 27, 2020	Quit Claim Deed, Transfer · Conventional with PMI SHAMROCK HM LNS
Feb 21, 2019	Quit Claim Deed, Transfer PRIVATE INDIVIDUAL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 27, 2020 · Amount on Record
Deed Sale	Mar 27, 2020 · Amount on Record
Prior Sale	Feb 21, 2019 · Amount on Record
Deed Book / Page	38371 / 344
Prior Transfer Date	Mar 26, 2020
Prior Transfer Doc	38371-344
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUGUS MA
Property Address	20 WAKEFIELD AVE, SAUGUS, MA 01906-2757
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0039661-89
Date	Mar 18, 2021
Book Page	39661/89
Instrument	20210318002660

Lender

Name	SHAMROCK HOME LOANS

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAUGUS MA
Recording Date	Mar 27, 2020
Property Address	20 WAKEFIELD AVE, SAUGUS, MA 01906-2757
Document Number	38371-344
Book / Page	038371 / 000344
Instrument Date	Mar 26, 2020
Instrument	27003960
Transaction Type	Transfer
Record Updated	Jun 23, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,836.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	20 WAKEFIELD AVE SAUGUS MA 019062757, SAUGUS, MA 01906-2757

Mortgage

Document Number	38371-346
Date	Mar 27, 2020
Book Page	038371/000346
Instrument	27003970

Lender

Name	SHAMROCK HM LNS
Type	Mortgage Company

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Mar 26, 2050

February 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAUGUS MA
Recording Date	Feb 21, 2019
Property Address	20 WAKEFIELD AVE, SAUGUS, MA 01906-2757
Document Number	37340-33
Book / Page	037340 / 000033
Instrument Date	Feb 21, 2019
Instrument	1902211560
Transaction Type	Transfer
Record Updated	Mar 12, 2019

Transaction

Amount	Amount Recorded
Tax	$912.00
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	426 BOSTON ST LYNN MA 019051652, LYNN, MA 01905-1652

Mortgage

Document Number	37340-42
Date	Feb 21, 2019
Book Page	037340/000042
Instrument	1902211590

Lender

Name	PRIVATE INDIVIDUAL
Type	Private Party

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Essex County and Saugus Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Saugus Town
Unified School District	Saugus School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,208.00 (+1.94%)	$787,700 (+4.48%) Land $334,200 Building $453,500	$823,175 (+4.22%)
2025	$8,052.00 (+3.76%)	$753,900 (+3.47%) Land $303,800 Building $450,100	$789,830
2024	$7,760.00 (+0.96%)	$728,600 (+6.74%) Land $286,400 Building $442,200
2023	$7,686.00	$682,600 Land $251,700 Building $430,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 units insured incl. 6 condo units
Nearby Flood Claims	2 (1978–1996)
Most Recent Claim	Oct 1996 · Extreme Weather Conditons And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAUGUS WATER DEPT. (MWRA) serves 27,844 people · EPA ID MA3262000
Water Source	Purchased surface water from MWRA
Last State Inspection	May 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 450 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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