Washington County property record for 20 W Water St, Smithsburg, MD 21783
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 3,108 sqft · built 1897 |
| Lot Size | 0.274 acres (11,946 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $68,000 (Apr 2009) |
| Tax Bill | $1,121 (2026) |
| Deeds & Mortgages | Aug 2018 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-013930 |
| Primary APN | 07-013930 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 2 Stories |
| Building Area | 3,108 sqft Total Area |
| Year Built | Built 1897 |
|---|---|
| Effective Year Built | Effective 1897 |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 11,946 sqft (0.274 acres) |
| Lot Dimensions | 264 ft deep x 45 ft wide |
| Porch | Slab |
| Porch Area | 312 sqft |
| Heating System | Space Heater |
|---|---|
| Sewer | Connected |
| Account Number | 013930 |
|---|---|
| Street Address | 20 W WATER ST |
| City | SMITHSBURG |
| State | MD |
| Zip | 21783 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | U |
| Legal Description | LOT 45.25X264 .27AC 20 W WATER ST |
| Legal Subdivision | SMITHSBURG |
| Legal Lot Number | 20 |
| Jurisdiction | WASHINGTON MD |
| Township / Civil Division | 7, SMITHSBURG |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 11301 |
Source: Washington County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 49 E WATER ST, SMITHSBURG, MD 21783-1605 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 10, 2009 · Amount on Record |
| Deed Sale | Apr 10, 2009 · Amount on Record |
| Deed Document Number | 20092681 |
| Deed Book / Page | 3634 / 439 |
| Last Transfer Date | Jul 25, 2018 |
| Transfer Doc | 0058040016 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Recording Date | Aug 1, 2018 |
| Property Address | 20 W WATER ST, SMITHSBURG, MD 21783 |
| Document Number | 0058040016 |
| Book / Page | 005804 / 000016 |
| Instrument Date | Jul 25, 2018 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2018 |
| Title Company | LINCOLN TITLE AND SETTLEMENT SERVICES |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 49 E WATER ST SMITHSBURG MD 217831605, SMITHSBURG, MD 21783-1605 |
Source: Washington County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Washington County |
| Municipality | Smithsburg Town |
| Unified School District | Washington County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,121.00 (+19.26%) | $123,000 (+19.19%) | $142,800 (-) Land $55,500 Building $87,300 |
| 2025 | $940.00 (+23.85%) | $103,200 (+26.42%) | $142,800 (+71.22%) Land $55,500 Building $87,300 |
| 2024 | $759.00 (+1.74%) | ||
| 2023 | $746.00 | $81,633 | $83,400 Land $55,500 Building $27,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 14, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2006) |
| Most Recent Claim | Jun 2006 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF SMITHSBURG DISTRIBUTION SYSTEM serves 2,500 people · EPA ID MD0210018 |
|---|---|
| Water Source | Purchased surface water from CITY OF HAGERSTOWN |
| Last State Inspection | Mar 2026 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Antietam Cable Fiber · Cable | 2,300 / 2,300 |
| Xfinity Fiber | 2,000 / 2,000 |
May also be available: Verizon.
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