20 W Sovereign Ln, Ormond Beach, FL 32176 Property Records

Volusia County property record for 20 W Sovereign Ln, Ormond Beach, FL 32176 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,394 sqft · built 1974
Lot Size	0.118 acres (5,150 sqft)
Owner	Individual Name on File
Last Sale	$345,000 (Aug 2017)
Tax Bill	$2,968 (2025)
Deeds & Mortgages	Aug 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3228-12-00-0260`

Property Details

APN / Parcel Number

Primary APN	`3228-12-00-0260`
Alternative APNs	`32132812000260` `2975318.0` `2975318`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,394 sqft Living Area
1st Floor Area	1,510 sqft
2nd Floor Area	884 sqft
Upper Floors Area	884 sqft
Flooring	Combination, Other
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1984
Exterior Material	Brick
Construction Type	Wood Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	5,150 sqft (0.118 acres)
Lot Dimensions	103 ft deep x 50 ft wide
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	430 sqft
Porch	Open Porch
Porch Area	420 sqft
Patio Area	258 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	2975318.0
Old Parcel Number	32132812000260
Street Address	20 W SOVEREIGN LN
City	ORMOND BEACH
State	FL
Zip	32176-2881
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 26 REGENCY MANOR ESTATES MB 31 PG 136 PER OR 2730 PG 0673 PER OR 7429 PG 4926 PER OR 7436 PG 3360
Legal Range	32E
Legal Township	13S
Legal Section	28
Legal Subdivision	REGENCY MANOR ESTATES
Legal Tract	12
Legal Lot Number	26
Jurisdiction	VOLUSIA FL
Township / Civil Division	NORTH PENINSULA
Census Block Group	3
Census Block	3005
Census Tract	80202

Owner

Source: Volusia County records · APN 3228-12-00-0260

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	20 W SOVEREIGN LN, ORMOND BEACH, FL 32176-2881
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 15, 2017 · Amount on Record
Deed Sale	Aug 15, 2017 · Amount on Record
Deed Document Number	2017-160742
Deed Book / Page	7436 / 3360
Record Updated	Jun 08, 2026

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VOLUSIA FL
Recording Date	Aug 15, 2017
Property Address	20 W SOVEREIGN LN, ORMOND BEACH, FL 32176-2881
Document Number	0074363360
Book / Page	7436 / 3360
Map Reference	MB31 PG136
Instrument Date	Aug 11, 2017
Instrument	2017-160742
Transaction Type	Transfer
Record Updated	Jan 04, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,415.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	20 W SOVEREIGN LN, 20, ORMOND BEACH, FL 32176-2881

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2700 STONE OAK DR, ORLANDO, FL 32837-5319

Mortgage

Document Number	2017160743
Date	Aug 15, 2017
Instrument	2017-160743

Lender

Name	PEOPLES BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2047

Tax Assessment & Valuation

Source: Volusia County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Volusia County
Unified School District	Volusia County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,968.00 (+3.89%) Homeowner's exemption	$192,344 (+5.99%)	$426,737 (-11.58%) Land $168,000 Building $258,737
2023	$2,857.00 (+2.47%) Homeowner's exemption	$181,480 (+3%)	$482,619 (+21.85%) Land $162,240 Building $320,379
2022	$2,788.00 Homeowner's exemption	$176,194	$396,075 Land $113,903 Building $282,172

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Volusia County (12127C), updated October 2, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121270802023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 80 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	213 units insured (133 under condo master policies) 69 of 80 individual policies on primary residences
Nearby Flood Claims	5 (2017–2024)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Oct 2024, rainfall accumulation, Hurricane Milton
Flood Events	Hurricane Irma (Sep 2017), 3 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.