20 W Nugent Ave, Temple, TX 76501 Property Records

Bell County property record for 20 W Nugent Ave, Temple, TX 76501

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,782 sqft · built 1942
Lot Size	0.179 acres (7,800 sqft)
Owner	Individual Name on Record
Last Sale	$347,462 (Jun 2026)
Tax Bill	$3,296 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Jun 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0075320000`

Property Details

APN / Parcel Number

Primary APN	`0075320000`
Alternative APNs	`719424` `48294`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,782 sqft Living Area
1st Floor Area	1,782 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1942
Effective Year Built	Effective 1942
Exterior Material	Wood
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,800 sqft (0.179 acres)
Lot Dimensions	65 ft deep x 120 ft wide
Garage Type	Detached
Garage Area	520 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	160 sqft
Canopy	400 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	20 W NUGENT AVE
City	TEMPLE
State	TX
Zip	76501-2059
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF1
Legal Description	KYLES ADDITION, BLOCK 008, LOT PT 4, (W 120 OF 4)
Legal Subdivision	KYLES ADDITION
Legal Block	8
Legal Lot Number	4
Jurisdiction	BELL TX
Township / Civil Division	TEMPLE
Census Block Group	2
Census Block	2031
Census Tract	20500

Owner

Source: Bell County records, as of June 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	126 BLUESTEM CT, TEMPLE, TX 76502-5574
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2026	Deed, Transfer · Conventional Mortgage CONCIERGE TITLE INC, CONCIERGE TITLE
Jun 2, 2025	Warranty Deed, Transfer · Commercial Mortgage FIRST NATIONAL BANK OF CENTRAL TX

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 2, 2026 · Amount on Record
Deed Sale	Jun 2, 2026 · Amount on Record
Prior Sale	Jun 2, 2025
Deed Document Number	202627225
Prior Transfer Date	Jun 14, 2010
Prior Transfer Doc	0000021350
Record Updated	Oct 29, 2026

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	BELL TX
Recording Date	Jun 2, 2026
Property Address	20 W NUGENT AVE, TEMPLE, TX 76501-2059
Document Number	0000027225
Instrument Date	May 29, 2026
Instrument	202627225
Transaction Type	Transfer
Record Updated	Jun 15, 2026
Title Company	CONCIERGE TITLE INC, CONCIERGE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	126 BLUESTEM CT, TEMPLE, TX 76502-5574

Mortgage

Document Number	0000027226,
Date	Jun 2, 2026
Instrument	202627226

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

June 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BELL TX
Recording Date	Jun 2, 2025
Property Address	20 W NUGENT AVE, TEMPLE, TX 76501-2059
Document Number	0000026434
Map Reference	VOL 195 PG 378
Instrument Date	May 30, 2025
Instrument	2025026434
Transaction Type	Transfer
Record Updated	Jan 21, 2026
Title Company	UNKNOWN, FIRST COMMUNITY TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3505 FAWN TRL, TEMPLE, TX 76504-3747

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 E W A NEEL RD # G, G, WEST, TX 76691-2691

Mortgage

Document Number	0000029732
Date	Jun 2, 2025
Instrument	2025029732

Lender

Name	FIRST NATIONAL BANK OF CENTRAL TX
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Bell County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Temple City
Unified School District	Temple Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,296.00 (+12.95%)	$124,801 (-10.55%) Land $22,542 Building $102,259	$124,801 (-10.55%) Land $22,542 Building $102,259
2024	$2,918.00 (-8.76%)
2023	$3,198.00 (+84.32%) Homeowner's exemption	$139,516 Land $20,670 Building $118,846	$139,516 Land $20,670 Building $118,846
2022	$1,735.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2024 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TEMPLE serves 94,935 people · EPA ID TX0140005
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Nov 2019 Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 578 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Astound Broadband Cable	1,500 / 50
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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