Hunterdon County and Clinton Town property record for 20 W Main St, Clinton, NJ 08809
| Property Type | Single Family Home |
|---|---|
| Details | 2,720 sqft · built 1885 |
| Lot Size | 0.202 acres (8,799 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $230,000 (Nov 2019) |
| Tax Bill | $9,286 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage Nov 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-00006-0000-00021 |
| Primary APN | 05-00006-0000-00021 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,720 sqft Living Area |
| Year Built | Built 1885 |
|---|---|
| Effective Year Built | Effective 1885 |
| Architectural Style | Colonial |
| Construction Type | Frame |
| Lot Area | 8,799 sqft (0.202 acres) |
| Lot Dimensions | 176 ft deep x 50 ft wide |
| Account Number | 001580 |
|---|---|
| Street Address | 20 W MAIN ST |
| City | CLINTON |
| State | NJ |
| Zip | 08809-1298 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Block | 6 |
| Legal Lot Number | 21 |
| Jurisdiction | HUNTERDON NJ |
| Township / Civil Division | CLINTON |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 10801 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Clinton Historic District listed 1995 · 277 contributing resources · NRIS 95001101 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
20 W Main St is owned by two individuals who bought it in November 2019.
Source: Hunterdon County and Clinton Town records, as of June 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 146 BRYANS RD, HAMPTON, NJ 08827-4508 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 19, 2021 | Deed of Trust, Mortgage · Conventional Mortgage THINK MORTGAGE INC |
| Nov 8, 2019 | Deed, Transfer · Conventional Mortgage UNITY BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 8, 2019 · Amount on File |
| Deed Sale | Nov 8, 2019 · Amount on File |
| Prior Sale | May 20, 1998 · Amount on File |
| Deed Document Number | 2019227140 |
| Deed Book / Page | 2483 / 603 |
| Prior Transfer Date | Jan 9, 2004 |
| Prior Transfer Doc | 0020850229 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HUNTERDON NJ |
| Property Address | 20 W MAIN ST, CLINTON, NJ 08809-1298 |
| Transaction Type | Mortgage |
| Record Updated | Nov 4, 2025 |
| Title Company | SOUTHGATE TITLE SERVICES LLC, STATE TITLE SERVICES LLC |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 20211119000330540 |
|---|---|
| Date | Nov 19, 2021 |
| Book Page | 4428/375 |
| Instrument | 20211119000330540 |
| Name | THINK MORTGAGE INC |
|---|---|
| Address | STATEN ISLAND, NY 10305 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HUNTERDON NJ |
| Recording Date | Nov 8, 2019 |
| Property Address | 20 W MAIN ST, CLINTON, NJ 08809-1298 |
| Document Number | 20191108000227140 |
| Book / Page | 2483 / 0603 |
| Instrument Date | Oct 15, 2019 |
| Instrument | 20191108000227140 |
| Transaction Type | Transfer |
| Record Updated | Nov 5, 2021 |
| Title Company | RARITAN VALLEY TTL EXAMINERS |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,169.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1318 CHESTNUT ST, 1318, MANVILLE, NJ 08835-1116 |
| Name | Verified Name |
|---|---|
| Address | 20 W MAIN ST, CLINTON, NJ 08809-1298 |
| Document Number | 20191108000227150 |
|---|---|
| Date | Nov 8, 2019 |
| Instrument | 20191108000227150 |
| Name | UNITY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.62% |
| Type Change Date | Nov 1, 2026 |
| Change Frequency | Annually |
| Min Rate At Change | 4.62% |
| Max Rate At Change | 8.62% |
| Index | 1-Year LIBOR |
| Max Rate | 11.6% |
The 2025 property tax bill for 20 W Main St was $9,286, up 8.1% from the year before.
Source: Hunterdon County and Clinton Town assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Hunterdon County |
| Municipality | Clinton Town |
| Elementary School District | Clinton Town-Glen Gardner School District (KG - 08) |
| Secondary School District | North Hunterdon-Voorhees Regional School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $348,900 (+10.76%) Land $72,000 Building $276,900 | $348,900 (+10.76%) Land $72,000 Building $276,900 | |
| 2025 | $9,286.00 (+8.09%) | $315,000 Land $72,000 Building $243,000 | $315,000 Land $72,000 Building $243,000 |
| 2024 | $8,591.00 | ||
| 2023 | $270,900 Land $72,000 Building $198,900 | $270,900 Land $72,000 Building $198,900 | |
| 2022 | $8,741.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 20 W Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 26, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 4 (1979–2005) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Apr 2005 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 20 W Main St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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