Warren County property record for 20 W Lucern Circle Dr, Innsbrook, MO 63390
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 968 sqft · built 1972 |
| Lot Size | 3.67 acres (159,865 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,123 (2025) |
| Deeds & Mortgages | Oct 2007 Mortgage Sep 2025 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-06.0-0-02-010.000.000 |
| Primary APN | 11-06.0-0-02-010.000.000 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Stories | 2 Stories |
| Building Area | 968 sqft Living Area |
| Flooring | Carpet |
| Interior Walls | Paneling |
| Year Built | Built 1972 |
|---|---|
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Gable |
| Roof Material | Asbestos |
| Lot Area | 159,865 sqft (3.67 acres) |
| Deck Area | 54 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 20 W LUCERN CIRCLE DR |
|---|---|
| City | INNSBROOK |
| State | MO |
| Zip | 63390 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 20 PLAT 1 INNSBROOK ESTATES |
| Legal Subdivision | INNSBROOK |
| Legal Lot Number | 20 |
| Jurisdiction | WARREN MO |
| Township / Civil Division | HICKORY GROVE |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 820201 |
Source: Warren County records, as of February 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 462 PLEASANT BREEZE DR, WENTZVILLE, MO 63385-8979 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 18, 2007 | Deed of Trust, Mortgage REGIONS BANK |
| Sep 12, 2025 | Warranty Deed, Transfer · Stand-Alone First Mortgage FLAT BRANCH MORTGAGE |
| Sep 7, 2023 | Quit Claim Deed, Transfer Quitclaim |
| Apr 11, 2019 | Warranty Deed, Transfer · Stand-Alone First Mortgage STIFEL BANK & TRUST |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 12, 2025 |
| Deed Sale | Sep 12, 2025 |
| Prior Sale | Apr 11, 2019 |
| Deed Document Number | 202505300 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN MO |
| Property Address | 20 W LUCERN CIRCLE DR, INNSBROOK, MO 63390 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0200708061 |
|---|---|
| Date | Oct 18, 2007 |
| Instrument | 200708061 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | SPRINGFIELD, MO 65804 |
| Amount | Amount Recorded |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WARREN MO |
| Recording Date | Sep 12, 2025 |
| Property Address | 20 W LUCERN CIRCLE DR, INNSBROOK, MO 63390 |
| Document Number | 0202505300 |
| Instrument Date | Sep 8, 2025 |
| Instrument | 202505300 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 462 PLEASANT BREEZE DR, WENTZVILLE, MO 63385-8979 |
| Document Number | 0202505301 |
|---|---|
| Date | Sep 12, 2025 |
| Instrument | 202505301 |
| Name | FLAT BRANCH MORTGAGE |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WARREN MO |
| Recording Date | Sep 7, 2023 |
| Property Address | 20 W LUCERN CIRCLE DR, WRIGHT CITY, MO 63390 |
| Document Number | 0202304892 |
| Instrument Date | Aug 30, 2023 |
| Instrument | 202304892 |
| Transaction Type | Transfer |
| Record Updated | Sep 27, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 227 STONE RUN BLVD, WENTZVILLE, MO 63385-3273 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WARREN MO |
| Recording Date | Apr 11, 2019 |
| Property Address | 20 W LUCERN CIRCLE DR, INNSBROOK, MO 63390 |
| Document Number | 0201901980 |
| Instrument Date | Mar 29, 2019 |
| Instrument | 201901980 |
| Transaction Type | Transfer |
| Record Updated | Dec 24, 2024 |
| Title Company | CONTINETIAL TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 16302 IDLEWOOD CT, WILDWOOD, MO 63005-7009 |
| Document Number | 0201901981 |
|---|---|
| Date | Apr 11, 2019 |
| Instrument | 201901981 |
| Name | STIFEL BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2049 |
Source: Warren County assessment roll, as of May 31, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Warren County |
| Unified School District | Wright City R-II of Warren County (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,123.00 | $17,588 (+13%) Land $5,008 Building $12,580 | $92,570 (+13%) Land $26,360 Building $66,210 |
| 2024 | $1,123.00 (+15.06%) | $15,564 (-) Land $4,432 Building $11,132 | |
| 2023 | $976.00 (+7.85%) | $15,564 (+7.99%) Land $4,432 Building $11,132 | $81,918 (+8%) Land $23,328 Building $58,590 |
| 2022 | $905.00 | $14,412 Land $4,104 Building $10,308 | |
| 2021 | $75,850 Land $21,600 Building $54,250 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 4, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 60% of Missouri |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES COUNTY PWSD 2 WARREN serves 1,192 people · EPA ID MO6024629 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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