20 W Laurel Rd, Stratford, NJ 08084 Property Records

Camden County and Stratford Borough property record for 20 W Laurel Rd, Stratford, NJ 08084

Property Summary

Property Type	Single Family Home
Details	1,299 sqft · built 1946
Lot Size	0.334 acres (14,536 sqft)
Owner	Individual Name on File
Last Sale	$365,000 (Jul 2026)
Tax Bill	$6,356 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Feb 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`32-00069-0000-00003`

Property Details

APN / Parcel Number

Primary APN	`32-00069-0000-00003`
Alternative APN	`320006900003`

Interior

Stories	1 Story
Building Area	1,299 sqft Living Area
1st Floor Area	1,299 sqft

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1946
Construction Type	Frame
Lot Area	14,536 sqft (0.334 acres)
Lot Dimensions	125 ft deep x 3 ft wide

Location & Zoning

Street Address	20 W LAUREL RD
City	STRATFORD
State	NJ
Zip	08084-1718
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	STRATFORD ESTATES
Legal Block	69
Legal Lot Number	3
Jurisdiction	CAMDEN NJ
Township / Civil Division	STRATFORD
Census Block Group	3
Census Block	3013
Census Tract	611200

Owner

20 W Laurel Rd is owned and occupied by an individual who bought it in July 2026.

Source: Camden County and Stratford Borough records, as of July 21, 2026

Owner of Record	Individual Name on File
Mailing Address	20 W LAUREL RD, STRATFORD, NJ 08084-1718
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2026	Deed, Transfer · FHA Mortgage PROSPERITY HOME MORTGAGE
Feb 17, 2023	Deed, Transfer · Conventional Mortgage LAKELAND BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 8, 2026 · Amount on File
Deed Sale	Jul 8, 2026 · Amount on File
Prior Sale	Feb 17, 2023 · Amount on File
Deed Document Number	202642714
Deed Book / Page	13128 / 429
Prior Transfer Date	Mar 16, 2009
Prior Transfer Doc	0000027556
Record Updated	Oct 29, 2026

July 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	CAMDEN NJ
Recording Date	Jul 8, 2026
Property Address	20 W LAUREL RD, STRATFORD, NJ 08084-1718
Document Number	0000042714
Book / Page	13128 / 429
Instrument Date	Jun 8, 2026
Instrument	202642714
Transaction Type	Transfer
Record Updated	Sep 21, 2026
Title Company	NATIONAL INTEGRITY LLC, NATIONAL INTEGRITY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$36,865.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 W LAUREL RD, STRATFORD, NJ 08084-1718

Mortgage

Document Number	0000042715,
Date	Jul 8, 2026
Instrument	202642715

Lender

Name	PROSPERITY HOME MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Max Rate	-1%

February 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	CAMDEN NJ
Recording Date	Feb 17, 2023
Property Address	20 W LAUREL RD, STRATFORD, NJ 08084-1718
Document Number	0000012303
Book / Page	12292 / 972
Instrument Date	Jan 5, 2023
Instrument	2023012303
Transaction Type	Transfer
Record Updated	Mar 24, 2023
Title Company	COUNSELLORS TITLE AGENCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,286.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3 E KENNEDY DR, CLEMENTON, NJ 08021-2720

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 W LAUREL RD, STRATFORD, NJ 08084-1718

Mortgage

Document Number	0012292977
Date	Feb 17, 2023
Instrument	12292/977

Lender

Name	LAKELAND BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.12%
Type Change Date	Feb 1, 2038
Change Frequency	Annually
Min Rate At Change	2.87%
Max Rate At Change	11.1%
Index	1-Year T-Bill
Max Rate	11.1%

Tax Assessment & Valuation

The 2025 property tax bill for 20 W Laurel Rd was $6,356, up 2.8% from the year before.

Source: Camden County and Stratford Borough assessment roll, as of July 1, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Camden County
Municipality	Stratford Borough
Secondary School District	Sterling High School School District (09 - 12)
Elementary School District	Stratford Borough School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$127,100 (-) Land $42,200 Building $84,900	$127,100 (-) Land $42,200 Building $84,900
2025	$6,356.00 (+2.81%)	$127,100 Land $42,200 Building $84,900	$127,100 Land $42,200 Building $84,900
2024	$6,182.00
2023		$127,400 Land $42,200 Building $85,200	$127,400 Land $42,200 Building $85,200
2022	$5,935.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 20 W Laurel Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1984.

Source: FEMA National Flood Hazard Layer, effective April 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1984)
Most Recent Claim	Mar 1984 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20 W Laurel Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 92% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - WESTERN private · serves 274,291 people · EPA ID NJ0327001
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 447 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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