20 W Lane Ct, Dearborn, MI 48124 Property Records

Wayne County property record for 20 W Lane Ct, Dearborn, MI 48124

Property Summary

Property TypeSingle Family Home
Details4 bd · 6 ba · 3,459 sqft · built 1978
Lot Size0.36 acres (15,682 sqft)
OwnerIndividual Name on Record
Last Sale$660,000 (Nov 2016)
Tax Bill$23,207 (2025)
Deeds & MortgagesAug 2018 Line of Credit
Jan 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APN82-09-222-01-024

Property Details

APN / Parcel Number

Primary APN82-09-222-01-024

Interior

Bedrooms4 Beds
Full Baths4.5 Baths
Half Baths3 Half Baths
Total Rooms12 Rooms
Stories2 Stories
Building Area3,932 sqft Living Area
1st Floor Area1,878 sqft
Basement Area1,371 sqft
Unfinished Basement1,371 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Architectural StyleCustom Design
Exterior MaterialBrick
Construction TypeFrame
Lot Area15,682 sqft (0.36 acres)
Lot Dimensions124 ft deep x 125 ft wide
Garage Area676 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address20 W LANE CT
CityDEARBORN
StateMI
Zip48124-1131
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA
Legal DescriptionLOT 8 WEST LANE SUB
Legal SubdivisionWEST LANE
Legal Lot Number8
JurisdictionWAYNE MI
Township / Civil DivisionDEARBORN
Census Block Group1
Census Block1021
Census Tract579900

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Fair Lane
listed 1966 · 12 contributing resources · National Historic Landmark (designated 1966) · NRIS 66000399

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Wayne County records, as of September 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address20 W LANE CT, DEARBORN, MI 48124-1131
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 27, 2018Deed of Trust, Mortgage · Line of Credit
DFCU FINANCIAL
Jan 13, 2020Deed of Trust, Mortgage · Line of Credit
DFCU FINANCIAL

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 30, 2016 · Amount on Record
Deed SaleNov 30, 2016 · Amount on Record
Deed Document Number2016400917
Deed Book / Page53376 / 1176
Record UpdatedOct 29, 2026

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWAYNE MI
Property Address20 W LANE CT, DEARBORN, MI 48124-1131
Transaction TypeMortgage
Record UpdatedFeb 7, 2021
Title CompanyDFCU TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0545830880
DateAug 27, 2018
Book Page54583/0880
Instrument2018254425
Lender
NameDFCU FINANCIAL
TypeCredit Union
AddressDEARBORN, MI 48126
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueAug 26, 2048
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWAYNE MI
Property Address20 W LANE CT, DEARBORN, MI 48124-1131
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyDFCU TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0555200133
DateJan 13, 2020
Book Page55520/0133
Instrument2020011692
Lender
NameDFCU FINANCIAL
TypeCredit Union
AddressDEARBORN, MI 48126
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJan 12, 2050
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Wayne County assessment roll, as of September 15, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyWayne County
MunicipalityDearborn City
Unified School DistrictDearborn City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$334,600 (-26.33%)$669,200 (-26.33%)
2025$23,207.00 (+6.92%)
2023$454,200$908,400
2019$21,705.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 89% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDEARBORN
serves 109,976 people · EPA ID MI0001730
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionFeb 2026
Lead6 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
WOW Internet, Cable & Phone
Cable
1,200 / 50
Verizon
Fixed Wireless
1,000 / 75
T-Mobile
Fixed Wireless
100 / 20

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