20 W Harper Rd, Clark, MO 65243 Property Records

Boone County property record for 20 W Harper Rd, Clark, MO 65243

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,568 sqft · built 2006
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$226,800 (Mar 2017)
Tax Bill	$2,870 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Mar 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-300-12-02-003-00`

Property Details

APN / Parcel Number

Primary APN	`02-300-12-02-003-00`
Alternative APN	`02-300-12-02-003.00 01`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,568 sqft Living Area

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Ranch
Exterior Material	Brick
Lot Area	217,800 sqft (5 acres)
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Patio Area	240 sqft

Utilities, Heating & Cooling

Heating Fuel	Electric

Location & Zoning

Street Address	20 W HARPER RD
City	CLARK
State	MO
Zip	65243
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A2
Legal Description	LONE OAK COUNTRY ESTATES LOT 3
Legal Range	13W
Legal Township	51N
Legal Section	12
Legal Subdivision	LONE OAK COUNTRY ESTATES
Legal Lot Number	3
Jurisdiction	BOONE MO
Township / Civil Division	BOURBON
Census Block Group	1
Census Block	1022
Census Tract	1901

Owner

Source: Boone County records, as of March 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	20 W HARPER RD, CLARK, MO 65243
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage CENTRAL BANK OF BOONE COUNTY
Mar 3, 2017	Warranty Deed, Transfer · Conventional Mortgage GERSHMAN INVESTMENT CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 3, 2017 · Amount on Record
Deed Sale	Mar 3, 2017 · Amount on Record
Prior Sale	May 1, 2012 · Amount on Record
Deed Document Number	20174055
Deed Book / Page	4719 / 91
Prior Transfer Date	Mar 29, 2012
Prior Transfer Doc	0000009796
Record Updated	Jun 8, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE MO
Property Address	20 W HARPER RD, CLARK, MO 65243
Transaction Type	Mortgage
Record Updated	Feb 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 W HARPER RD, CLARK, MO 65243

Mortgage

Document Number	0000024791
Date	Aug 25, 2021
Book Page	5491/134
Instrument	2021024791

Lender

Name	CENTRAL BANK OF BOONE COUNTY
Type	Bank
Address	COLUMBIA, MO 65201

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BOONE MO
Recording Date	Mar 3, 2017
Property Address	20 W HARPER RD, CLARK, MO 65243
Document Number	2017004055
Book / Page	4719 / 0091
Map Reference	MB39 PG80
Instrument Date	Mar 3, 2017
Instrument	2017004055
Transaction Type	Transfer
Record Updated	Sep 3, 2021
Title Company	BOONE CENTRAL TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 E HARPER RD, CLARK, MO 65243-9652
Investor	Possibly a Property Investor

Mortgage

Document Number	2017004056
Date	Mar 3, 2017
Instrument	2017004056

Lender

Name	GERSHMAN INVESTMENT CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

Source: Boone County assessment roll, as of September 12, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Boone County
Unified School District	Sturgeon R-V School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,870.00	$43,396 (+10.02%) Land $6,650 Building $36,746	$228,400 (+10.02%) Land $35,000 Building $193,400
2023		$39,444 Land $6,650 Building $32,794	$207,600 Land $35,000 Building $172,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 30, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 60% of Missouri
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BOONE COUNTY PWSD 10 serves 4,963 people · EPA ID MO3024059
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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