20 W Front St, Rumson, NJ 07760 Property Records

Monmouth County and Sea Bright Borough property record for 20 W Front St, Rumson, NJ 07760

Property Summary

Property Type	Government / Public Use
Details	2 bd · 1 ba · 1,152 sqft · built 1922
Lot Size	0.88 acres (38,333 sqft)
Owner	Company Name on Record
Last Sale	$420,120 (Jun 2024)
Tax Bill	$5,569 (2024)
Deeds & Mortgages	Dec 2024 Construction Loan Jun 2024 Sale + 2 more
Flood Zone	Zone AE (high risk)
APN	`42 00013-0000-00020`

Property Details

APN / Parcel Number

Primary APN	`42 00013-0000-00020`
Alternative APNs	`42-00013-01-00015-07` `420001300020`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,152 sqft Living Area
1st Floor Area	688 sqft

Exterior

Year Built	Built 1922
Effective Year Built	Effective 1922
Lot Area	38,333 sqft (0.88 acres)
Lot Dimensions	98 ft deep x 20 ft wide

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Old Parcel Number	4200013000000020
Street Address	20 W FRONT ST
City	RUMSON
State	NJ
Zip	07760
Property Category	Public Works
Property Type	Public Works > Government / Public Use
Local Zoning Code	B-R
Legal Subdivision	SEA BRIGHT
Legal Block	13.1
Legal Lot Number	15.7
Jurisdiction	MONMOUTH NJ
Township / Civil Division	SEA BRIGHT
Census Block Group	2
Census Block	2005
Census Tract	812100

Owner

Source: Monmouth County and Sea Bright Borough records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1140 VIRGINIA DR, FORT WASHINGTON, PA 19034-3204
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Dec 23, 2024	Deed of Trust, Mortgage · Construction Mortgage PROVIDENT BANK
Jun 10, 2024	Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE COMPANY LLC
Jun 10, 2024	Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE COMPANY LLC
Jun 17, 2024	Deed, Transfer TRIDENT ABSTRACT TITLE AGENCY LLC, TRIDENT ABSTRACT TTL AGCY LL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 10, 2024 · Amount on Record
Deed Sale	Jun 10, 2024 · Amount on Record
Prior Sale	Jun 10, 2024 · Amount on Record
Deed Document Number	202438258
Deed Book / Page	9691 / 3308
Prior Transfer Date	Apr 25, 2012
Prior Transfer Doc	0089482280
Record Updated	Oct 29, 2026

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	20 W FRONT ST, SEA BRIGHT, NJ 07760-2212
Transaction Type	Mortgage
Record Updated	Oct 17, 2025
Title Company	TRIDENT ABSTRACT TITLE AGENCY LLC, TRIDENT ABSTRACT TTL AGCY LL

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0097186477
Date	Dec 23, 2024
Book Page	9718/6477
Instrument	2024091234

Lender

Name	PROVIDENT BANK
Type	Bank
Address	WOODBRIDGE, NJ 07095

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

June 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Jun 10, 2024
Property Address	20 W FRONT ST, SEA BRIGHT, NJ 07760-2212
Document Number	0096913308
Book / Page	9691 / 3308
Instrument Date	May 29, 2024
Instrument	2024038258
Transaction Type	Transfer
Record Updated	Oct 16, 2025
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE COMPANY LLC

Transaction

Amount	Amount Recorded
Tax	$3,411.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 419, KINGSTON, NJ 08528-0419

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 419, KINGSTON, NJ 08528-0419
Investor	Possibly a Property Investor

June 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Jun 10, 2024
Property Address	20 W FRONT ST, SEA BRIGHT, NJ 07760-2212
Document Number	0096913308
Book / Page	9691 / 3308
Instrument Date	May 29, 2024
Instrument	2024038258
Transaction Type	Transfer
Record Updated	Oct 16, 2025
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE COMPANY LLC

Transaction

Amount	Amount Recorded
Tax	$3,411.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 419, KINGSTON, NJ 08528-0419

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 419, KINGSTON, NJ 08528-0419
Investor	Possibly a Property Investor

June 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Jun 17, 2024
Property Address	20 W FRONT ST, SEA BRIGHT, NJ 07760-2212
Document Number	0096922663
Book / Page	9692 / 2663
Instrument Date	May 26, 2024
Instrument	2024040026
Transaction Type	Transfer
Record Updated	Oct 17, 2025
Title Company	TRIDENT ABSTRACT TITLE AGENCY LLC, TRIDENT ABSTRACT TTL AGCY LL

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 419, KINGSTON, NJ 08528-0419

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 CHESTNUT ST STE 102, 102, RED BANK, NJ 07701-1271

Tax Assessment & Valuation

Source: Monmouth County and Sea Bright Borough assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
Municipality	Sea Bright Borough
Elementary School District	Oceanport Borough School District (KG - 08)
Secondary School District	Shore Regional School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$503,400 (+3.07%) Land $503,400	$503,400 (+3.07%) Land $503,400
2025		$488,400 (+6.73%) Land $488,400	$488,400 (+6.73%) Land $488,400
2024	$5,569.00 (+18.87%)
2023	$4,685.00 (+4.3%)	$457,600 Land $457,600	$457,600 Land $457,600
2022	$4,492.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 219 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	662 units insured incl. 443 condo units
Nearby Flood Claims	1,044 (1978–2024)
Claims Outside the SFHA	5 of 1,044
Most Recent Claim	Jan 2024 · tidal / storm surge
Claims by Event	Hurricane Sandy, Nov 2012 · 346 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 228 claims Coastal Storms & Flooding, Apr 1984 · 113 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.5% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 307 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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