Kenton County property record for 20 W 36th St, Covington, KY 41015
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,488 sqft · built 1909 |
| Lot Size | 0.076 acres (3,330 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $179,900 (Oct 2022) |
| Tax Bill | $1,733 (2025) |
| Deeds & Mortgages | Oct 2022 Sale & Mortgage Jun 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 056-13-18-005.00 |
| Primary APN | 056-13-18-005.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 1,488 sqft Finished Area |
| Gross Area | 1,566 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1909 |
|---|---|
| Effective Year Built | Effective 1909 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Stone |
| Roof Material | Composition Shingle |
| Lot Area | 3,330 sqft (0.076 acres) |
| Lot Dimensions | 100 ft deep x 33.3 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 20 W 36TH ST |
|---|---|
| City | COVINGTON |
| State | KY |
| Zip | 41015-1412 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SEHON LOT 375 33.3'X 100' NS W 36TH ST |
| Legal Subdivision | SEHON |
| Legal Lot Number | 375 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 61300 |
Source: Kenton County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 20 W 36TH ST, COVINGTON, KY 41015-1412 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 19, 2022 | Survivorship Deed, Transfer · FHA Mortgage AMERISAVE MORTGAGE CORP |
| Jun 14, 2022 | Warranty Deed, Transfer · Stand-Alone First Mortgage SPRING VALLEY BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 19, 2022 · Amount on Record |
| Deed Sale | Oct 19, 2022 · Amount on Record |
| Prior Sale | Jun 14, 2022 · Amount on Record |
| Deed Document Number | 2022118 |
| Deed Book / Page | 195 / 865 |
| Record Updated | Oct 29, 2026 |
| Document Type | Survivorship Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Oct 19, 2022 |
| Property Address | 20 W 36TH ST, COVINGTON, KY 41015-1412 |
| Document Number | 0005900118 |
| Book / Page | KC 195 / 865 |
| Map Reference | PL 301 |
| Instrument Date | Oct 14, 2022 |
| Instrument | 22101905900118 |
| Transaction Type | Transfer |
| Record Updated | Oct 31, 2022 |
| Title Company | NORTHWEST TITLE FAM/COMPANIES, NORTHWEST TTL FAM OF COMPANI |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 426 INDEPENDENCE STATION RD, 426, INDEPENDENCE, KY 41051-9524 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 20 W 36TH ST, COVINGTON, KY 41015-1412 |
| Document Number | 0005900119 |
|---|---|
| Date | Oct 19, 2022 |
| Instrument | 22101905900119 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Jun 14, 2022 |
| Property Address | 20 W 36TH ST, COVINGTON, KY 41015-1412 |
| Document Number | 0005900129 |
| Book / Page | 171 / 44 |
| Map Reference | PL 301 |
| Instrument Date | Jun 6, 2022 |
| Instrument | 22061405900129 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 517 ROSAM DR, 517, ELSMERE, KY 41018 |
| Name | Verified Name |
|---|---|
| Address | 426 INDEPENDENCE STATION RD, INDEPENDENCE, KY 41051-9524 |
| Document Number | 0005900130 |
|---|---|
| Date | Jun 14, 2022 |
| Book Page | 379/585 |
| Instrument | 22061405900130 |
| Name | SPRING VALLEY BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45215 |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 16 Months |
| Due | Oct 1, 2023 |
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Covington Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $179,900 (-) Land $15,000 Building $164,900 | $179,900 (-) Land $15,000 Building $164,900 | |
| 2025 | $1,733.00 (-27.67%) Homeowner's exemption | $179,900 (-) Land $5,000 Building $174,900 | $179,900 (-) Land $5,000 Building $174,900 |
| 2023 | $2,396.00 | $179,900 Land $5,000 Building $174,900 | $179,900 Land $5,000 Building $174,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 756 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures