20 W 30th St, Covington (Latonia), KY 41015 Property Records

Kenton County property record for 20 W 30th St, Covington, KY 41015

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 984 sqft · built 1961
Lot Size	0.08 acres (3,485 sqft)
Owner	2 Individual Names on File
Last Sale	$55,000 (Dec 1998)
Tax Bill	$730 (2025)
Deeds & Mortgages	Apr 2024 Mortgage Jan 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`056-13-12-015.00`

Property Details

APN / Parcel Number

Primary APN	`056-13-12-015.00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	984 sqft Finished Area

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	3,485 sqft (0.08 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	20 W 30TH ST
City	COVINGTON
State	KY
Zip	41015-1211
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ROGERS LOT 185
Legal Subdivision	ROGERS M
Legal Lot Number	185
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	1
Census Block	1002
Census Tract	61400

Owner

20 W 30th St is owned and occupied by two individuals who acquired it in September 2018.

Source: Kenton County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	20 W 30TH ST, COVINGTON, KY 41015-1211
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2024	Deed of Trust, Mortgage THE HUNTINGTON NATIONAL BANK
Jan 18, 2020	Deed of Trust, Mortgage · Line of Credit HUNTINGTON NAT'L BK
Sep 6, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 31, 1998 · Amount on File
Deed Sale	Dec 31, 1998 · Amount on File
Last Transfer Date	Sep 6, 2018
Transfer Doc	0005900102
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	20 W 30TH ST, COVINGTON, KY 41015-1211
Transaction Type	Mortgage
Record Updated	May 15, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 W 30TH ST, COVINGTON, KY 41015-1211

Mortgage

Document Number	0005900025
Date	Apr 26, 2024
Book Page	KCM543/812
Instrument	24042605900025

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	5555 CLEVELAND AVE, COLUMBUS, OH 43231

Agreement

Amount	Amount on Record
Term	180 Months
Due	Apr 16, 2039

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	20 W 30TH ST, COVINGTON, KY 41015-1211
Document Number	0000000101
Instrument Date	Jan 18, 2020
Transaction Type	Mortgage
Record Updated	Mar 20, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	20 W 30TH ST COVINGTON KY 410151211, COVINGTON, KY 41015-1211

Mortgage

Document Number	0000000101
Date	Feb 6, 2020
Book Page	0000M9/000703
Instrument	101

Lender

Name	HUNTINGTON NAT'L BK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Feb 5, 2050

Interest

Rate Type	Adjustable Rate

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KENTON KY
Recording Date	Sep 6, 2018
Property Address	20 W 30TH ST, COVINGTON, KY 41015-1211
Document Number	0000000102
Book / Page	0C6495 / 000350
Instrument Date	Sep 6, 2018
Instrument	102
Transaction Type	Transfer
Record Updated	Sep 24, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	20 30TH ST W COVINGTON KY 41011, COVINGTON, KY 41011

Tax Assessment & Valuation

The 2025 property tax bill for 20 W 30th St was $730 with a homeowner's exemption.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$104,200 (-) Land $10,000 Building $94,200	$104,200 (-) Land $10,000 Building $94,200
2025	$730.00 Homeowner's exemption	$104,200 Land $5,000 Building $99,200	$104,200 Land $5,000 Building $99,200
2023	$769.00 Homeowner's exemption	$104,200 Land $5,000 Building $99,200	$104,200 Land $5,000 Building $99,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20 W 30th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 20 W 30th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.2% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 663 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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