20 W 11th St, Covington, KY 41011 Property Records

Kenton County property record for 20 W 11th St, Covington, KY 41011 · Last verified July 2026

Property Highlights

Property Type	Commercial > Retail
Square Footage	99,000 sqft Finished Area
Lot Size	86,580 sqft (1.98 acres)
Last Sale	$5,400,000 (2026)
Tax Bill	$17,390.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`054-24-03-001.00`

Interior

Building Area	99,000 sqft Finished Area

Exterior

Lot Area	86,580 sqft (1.98 acres)
Depth X Width	370 ft x 234 ft Depth x Width

Location & Zoning

Street Address	20 W 11TH ST
City	COVINGTON
State	KY
Zip	41011-4112
Property Usage	Commercial Property Usage
Type	Commercial > Retail
Legal Description	234X370 UNNUM LOT COLLEGE SQ NS 11TH NEC 11TH & WASHINGTON
Jurisdiction	KENTON KY
Minor Civil Division	COVINGTON
Census Blockgroup	1
Census Block	1020
Census Tract	67000

Owner

Source: Kenton County records · APN 054-24-03-001.00

Assessment roll updated December 2, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	6726 SHADOWLAWN DR, ALEXANDRIA, KY 41001-7352
Owner Type	Owner is a Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 24, 2026 · Amount on Record
Deed Sale	Mar 24, 2026 · Amount on Record
Prior Sale	Jan 22, 2002 · Amount on Record
Deed Doc Number	20266028
Deed Book / Page	405 / 372
Record Refreshed	Sep 20, 2026

March 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Mar 24, 2026
Property Address	20 W 11TH ST, COVINGTON, KY 41011-4112
Document Number	0000006028
Book / Page	405 / 372
Instrument Date	Mar 11, 2026
Instrument	26059000006028
Transaction Type	Transfer
Record Updated	Apr 16, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$5,400.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

Name	Verified Name
Address	25 W ROBBINS ST, COVINGTON, KY 41011-3005

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6726 SHADOWLAWN DR, ALEXANDRIA, KY 41001-7352

Mortgage

Document Number	0000006029
Date	Mar 24, 2026
Book Page	405/376
Instrument	26059000006029

Lender

Name	REPUBLIC BANK & TRUST CO
Type	Bank
Address	LOUISVILLE, KY 40202

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Mar 11, 2036

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$17,390.00 (-0.53%)	$1,312,500 (-) Land $497,500 Building $815,000	$1,312,500 (-) Land $497,500 Building $815,000
2023	$17,482.00	$1,312,500 Land $497,500 Building $815,000	$1,312,500 Land $497,500 Building $815,000

Flood & Wildfire

20 W 11th St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Kenton County (21117C), updated June 19, 2015

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release

Individually Listed	Wadsworth Electric Manufacturing Company listed 1994 · 1 contributing resources · NRIS 93001585

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.