Norfolk County and Needham Town property record for 20 Virginia Rd, Needham Heights, MA 02494
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 816 sqft · built 1949 |
| Lot Size | 0.35 acres (15,246 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,250,000 (May 2023) |
| Tax Bill | $12,246 (2025) |
| Deeds & Mortgages | Oct 2026 Line of Credit May 2023 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | M:0660000800000 |
| Primary APN | M:0660000800000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 816 sqft Living Area |
| Gross Area | 1,660 sqft |
| 1st Floor Area | 816 sqft |
| Basement Area | 768 sqft |
| Unfinished Basement | 768 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 15,246 sqft (0.35 acres) |
| Garage Type | Attached |
| Parking Spaces | 1 Parking Space |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 20 VIRGINIA RD |
|---|---|
| City | NEEDHAM HEIGHTS |
| State | MA |
| Zip | 02494-2006 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SRB |
| Legal Block | 8 |
| Jurisdiction | NEEDHAM MA |
| Township / Civil Division | NEEDHAM |
| Census Block Group | 5 |
| Census Block | 5003 |
| Census Tract | 457200 |
20 Virginia Rd is owned and occupied by two individuals who bought it in May 2023.
Source: Norfolk County and Needham Town records, as of October 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 20 VIRGINIA RD, NEEDHAM HEIGHTS, MA 02494-2006 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 1, 2026 | Deed of Trust, Mortgage · Line of Credit NEEDHAM BANK |
| May 24, 2023 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage GUILD MORTGAGE CO |
| Feb 14, 2017 | Deed of Trust, Mortgage JPMORGAN CHASE BANK NA |
| Feb 1, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance CALIBER HOME LOANS INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 24, 2023 · Amount on File |
| Deed Sale | May 24, 2023 · Amount on File |
| Prior Sale | Nov 16, 2007 · Amount on File |
| Deed Document Number | 202330966 |
| Deed Book / Page | 41210 / 137 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEEDHAM MA |
| Recording Date | Oct 1, 2026 |
| Property Address | 20 VIRGINIA RD, NEEDHAM HEIGHTS, MA 02494-2006 |
| Document Number | 0000071506 |
| Book / Page | 43400 / 316 |
| Instrument Date | Sep 18, 2026 |
| Instrument | 202671506 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2026 |
| Name | Verified Name |
|---|---|
| Address | 20 VIRGINIA RD, NEEDHAM HEIGHTS, MA 02494-2006 |
| Document Number | 0000071506, |
|---|---|
| Date | Oct 1, 2026 |
| Book Page | 43400/316 |
| Instrument | 202671506 |
| Name | NEEDHAM BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Nov 1, 2046 |
| Max Rate | -1% |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | NEEDHAM MA |
| Recording Date | May 24, 2023 |
| Property Address | 20 VIRGINIA RD, NEEDHAM, MA 02494-2006 |
| Document Number | 041210-137 |
| Book / Page | 41210 / 137 |
| Instrument Date | May 24, 2023 |
| Instrument | 30966 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 20 VIRGINIA RD, NEEDHAM, MA 02494-2006 |
| Document Number | 0000030967 |
|---|---|
| Date | May 24, 2023 |
| Instrument | 30967 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEEDHAM MA |
| Property Address | 20 VIRGINIA RD, NEEDHAM, MA 02494-2006 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 34914-518 |
|---|---|
| Date | Feb 14, 2017 |
| Book Page | 34914/518 |
| Instrument | 14041 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEEDHAM MA |
| Property Address | 20 VIRGINIA RD, NEEDHAM, MA 02494-2006 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 36591-314 |
|---|---|
| Date | Feb 1, 2019 |
| Book Page | 36591/314 |
| Instrument | 8111 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Mar 1, 2039 |
The 2025 property tax bill for 20 Virginia Rd was $12,246.
Source: Norfolk County and Needham Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Norfolk County |
| County Subdivision | Needham Town |
| Unified School District | Needham School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $12,246.00 | $1,155,300 Land $785,200 Building $370,100 | $1,236,140 (-6.33%) |
| 2024 | $1,319,740 | ||
| 2023 | $10,941.00 | $839,000 Land $560,700 Building $278,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 20 Virginia Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2013.
Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2013) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2013 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 20 Virginia Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NEEDHAM WATER DEPT serves 31,664 people · EPA ID MA3199000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Jun 2024 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| Astound Broadband Cable | 1,500 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures