20 Virginia Ave, Dover, DE 19904 Property Records

Kent County property record for 20 Virginia Ave, Dover, DE 19904

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,152 sqft · built 1984
Lot Size0.19 acres (8,276 sqft)
OwnerIndividual Name on File
Last Sale$108,000 (Jun 2017)
Tax Bill$1,402 (2026)
Deeds & MortgagesJun 2026 Mortgage
Jun 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN2-05-067.15-03-38.00-000

Property Details

APN / Parcel Number

Primary APN2-05-067.15-03-38.00-000
Alternative APNs
  • ED05067.150338.00/000
  • 11191

Interior

Bedrooms3 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,152 sqft Living Area

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1984
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area8,276 sqft (0.19 acres)
Lot Dimensions125 ft deep x 57 ft wide
View / LotMajor Street/Thoroughfare

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number11191
Street Address20 VIRGINIA AVE
CityDOVER
StateDE
Zip19904-2246
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR7
Legal DescriptionN.W. DOVER HEIGHTS, LOT #58 20 VIRGINIA AVE.
Legal SubdivisionNORTH WEST DOVER HEIGHTS
Legal Lot Number58
JurisdictionKENT DE
Township / Civil DivisionDOVER
Census Block Group2
Census Block2010
Census Tract43300

Owner

20 Virginia Ave is owned and occupied by an individual who bought it in June 2017.

Source: Kent County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address20 VIRGINIA AVE, DOVER, DE 19904-2246
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 24, 2026Deed of Trust, Mortgage · FHA Mortgage
NONE LISTED ON DOCUMENT
Jun 12, 2017Grant Deed, Transfer · FHA Mortgage
ATLANTIC HM LOANS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 12, 2017 · Amount on File
Deed SaleJun 12, 2017 · Amount on File
Prior SaleFeb 9, 2010
Deed Document Number2017320317
Deed Book / Page8653 / 21
Record UpdatedOct 29, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENT DE
Recording DateJun 24, 2026
Property Address20 VIRGINIA AVE, DOVER, DE 19904-2246
Document Number0000538707
Book / Page14270 / 259
Instrument DateMay 18, 2026
Instrument2026538707
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address20 VIRGINIA AVE, DOVER, DE 19904-2246

Mortgage

Document Number0000538707,
DateJun 24, 2026
Book Page14270/259
Instrument2026538707
Lender
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term302 Months
DueAug 1, 2051
Interest
Rate6.3%
Max Rate-1%

June 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionKENT DE
Recording DateJun 12, 2017
Property Address20 VIRGINIA AVE, DOVER, DE 19904-2246
Document Number0000320317
Book / Page008653 / 000021
Instrument DateJun 7, 2017
Instrument320317
Transaction TypeTransfer
Record UpdatedJun 19, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,620.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address20 VIRGINIA AVE DOVER DE 199042246, DOVER, DE 19904-2246

Mortgage

Document Number320318
DateJun 12, 2017
Book Page008653/000024
Instrument320318
Lender
NameATLANTIC HM LOANS
TypeFunding / Finance Company
AddressPARSIPPANY, NJ 07054
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueJun 11, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 20 Virginia Ave was $1,402, up 5.9% from the year before.

Source: Kent County assessment roll, as of September 9, 2026

Property Jurisdictions

TypeName
StateDelaware
CountyKent County
MunicipalityDover City
Unified School DistrictCapital School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,402.00 (+5.89%)$225,300 (-) Land $93,300 Building $132,000
2025$1,324.00$225,300 Land $93,300 Building $132,000
2023$797.00$27,100 Land $6,800 Building $20,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 20 Virginia Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2007.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2007)
Claims Outside the SFHA1 of 1
Most Recent ClaimApr 2007 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20 Virginia Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 95% of Delaware
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDOVER WATER DEPARTMENT
serves 39,491 people · EPA ID DE0000571
Water SourceGroundwater
Last State InspectionFeb 2024
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 341 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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