20 Viola St, Springfield, MA 01109 Property Records

Hampden County and Springfield City property record for 20 Viola St, Springfield, MA 01109

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 850 sqft · built 1920
Lot Size	0.154 acres (6,730 sqft)
Owner	2 Individual Names on Record
Last Sale	$87,000 (Nov 2016)
Tax Bill	$2,446 (2026)
Deeds & Mortgages	Feb 2024 Mortgage Jun 2022 Refinance
Flood Zone	Zone X (minimal risk)
APN	`SPRI S:11895 P:0005`

Property Details

APN / Parcel Number

Primary APN	`SPRI S:11895 P:0005`
Alternative APN	`118950005`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	850 sqft Living Area
1st Floor Area	850 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Lot Area	6,730 sqft (0.154 acres)
Garage Type	Detached

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Account Number	118950005
Street Address	20 VIOLA ST
City	SPRINGFIELD
State	MA
Zip	01109-1028
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Jurisdiction	SPRINGFIELD MA
Township / Civil Division	SPRINGFIELD
Census Block Group	3
Census Block	3000
Census Tract	801502

Owner

Source: Hampden County and Springfield City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	20 VIOLA ST, SPRINGFIELD, MA 01109-1028
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2024	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Jun 13, 2022	Quit Claim Deed, Transfer · Stand-Alone Refinance POINT DIGITAL FINANCE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 30, 2016 · Amount on Record
Deed Sale	Nov 30, 2016 · Amount on Record
Prior Sale	Oct 19, 1988 · Amount on Record
Deed Book / Page	21468 / 53
Last Transfer Date	Jun 6, 2022
Transfer Doc	024589-417
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPRINGFIELD MA
Property Address	20 VIOLA ST, SPRINGFIELD, MA 01109-1028
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	025333-375
Date	Feb 28, 2024
Book Page	25333/375
Instrument	8391

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	265 Months
Due	Mar 1, 2046

June 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPRINGFIELD MA
Recording Date	Jun 13, 2022
Property Address	20 VIOLA ST, SPRINGFIELD, MA 01109-1028
Document Number	024589-417
Book / Page	24589 / 417
Instrument Date	Jun 6, 2022
Instrument	35554
Transaction Type	Transfer
Record Updated	Jul 24, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 VIOLA ST, SPRINGFIELD, MA 01109-1028

Mortgage

Document Number	0000035555
Date	Jun 13, 2022
Instrument	35555

Lender

Name	POINT DIGITAL FINANCE INC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

Tax Assessment & Valuation

Source: Hampden County and Springfield City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Springfield City
Unified School District	Springfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,446.00 (+18.34%)	$158,200 (+20.03%) Land $44,700 Building $113,500	$226,585 (+24.09%)
2025	$2,067.00 (+6.93%)	$131,800 (+16.23%) Land $38,800 Building $93,000	$182,590 (+18.57%)
2024			$153,995
2023	$1,933.00	$113,400 Land $34,300 Building $79,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 390 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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