20 Vincent St, Chatham, NJ 07928 Property Records

Morris County and Chatham Borough property record for 20 Vincent St, Chatham, NJ 07928

Property Summary

Property Type	Single Family Home
Details	1,438 sqft · built 1942
Lot Size	0.142 acres (6,199 sqft)
Owner	Individual Name on Record
Last Sale	$615,000 (Aug 2007)
Tax Bill	$12,211 (2024)
Deeds & Mortgages	Mar 2022 Mortgage Dec 2017 Mortgage
APN	`04-00078-0000-00014`

Property Details

APN / Parcel Number

Primary APN	`04-00078-0000-00014`
Alternative APNs	`040007800014` `30239009`

Interior

Stories	2 Stories
Building Area	1,438 sqft Living Area

Exterior

Year Built	Built 1942
Effective Year Built	Effective 1942
Construction Type	Frame
Lot Area	6,199 sqft (0.142 acres)
Lot Dimensions	124 ft deep x 50 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Account Number	30239009
Street Address	20 VINCENT ST
City	CHATHAM
State	NJ
Zip	07928-2265
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Subdivision	CHATHAM MANOR
Legal Block	78
Legal Lot Number	14
Jurisdiction	MORRIS NJ
Township / Civil Division	CHATHAM
Census Block Group	2
Census Block	2015
Census Tract	42700

Owner

Source: Morris County and Chatham Borough records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	20 VINCENT ST, CHATHAM, NJ 07928-2265
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 28, 2022	Deed of Trust, Mortgage · FHA Mortgage MIDLAND MORTGAGE
Dec 11, 2017	Deed of Trust, Mortgage · FHA Mortgage MR COOPER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 17, 2007 · Amount on Record
Deed Sale	Aug 17, 2007 · Amount on Record
Deed Document Number	200775438
Deed Book / Page	20898 / 468
Record Updated	Sep 20, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORRIS NJ
Property Address	20 VINCENT ST, CHATHAM, NJ 07928-2265
Transaction Type	Mortgage
Record Updated	Jun 9, 2026
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 VINCENT ST, CHATHAM, NJ 07928-2265

Mortgage

Document Number	0243750751
Date	Mar 28, 2022
Book Page	24375/751
Instrument	2022022517

Lender

Name	MIDLAND MORTGAGE
Type	Mortgage Company
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Jan 1, 2052

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORRIS NJ
Property Address	20 VINCENT ST, CHATHAM, NJ 07928-2265
Document Number	0232731471
Book / Page	023273 / 001471
Instrument Date	Dec 11, 2017
Transaction Type	Mortgage
Record Updated	Jan 23, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	20 VINCENT ST CHATHAM NJ 079282265, CHATHAM, NJ 07928-2265

Mortgage

Document Number	0232731471
Date	Jan 8, 2018
Book Page	023273/001471
Instrument	1285

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 7, 2048

Tax Assessment & Valuation

Source: Morris County and Chatham Borough assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Morris County
Municipality	Chatham Borough
Unified School District	The Chathams School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$754,200 (-) Land $556,200 Building $198,000	$754,200 (-) Land $556,200 Building $198,000
2025		$754,200 (-) Land $556,200 Building $198,000	$754,200 (-) Land $556,200 Building $198,000
2024	$12,211.00 (+4.7%)
2023		$754,200 Land $556,200 Building $198,000	$754,200 Land $556,200 Building $198,000
2022	$11,663.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2011 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 89% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHATHAM WATER DEPT serves 8,962 people · EPA ID NJ1404001
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 495 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Xfinity.

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