20 Victory Rd, Salem, MA 01970 Property Records

Essex County and Salem City property record for 20 Victory Rd, Salem, MA 01970

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,336 sqft · built 2000
Lot Size	0.166 acres (7,240 sqft)
Owner	Individual Name on File
Last Sale	$259,900 (May 2001)
Tax Bill	$7,905 (2026)
Deeds & Mortgages	Jan 2021 Refinance Sep 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`SALE M:42 L:0069`

Property Details

APN / Parcel Number

Primary APN	`SALE M:42 L:0069`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,336 sqft Living Area
Gross Area	3,880 sqft
Basement Area	1,184 sqft
Unfinished Basement	1,184 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,240 sqft (0.166 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	20 VICTORY RD
City	SALEM
State	MA
Zip	01970-5628
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Lot Number	69
Jurisdiction	SALEM MA
Township / Civil Division	SALEM
Census Block Group	4
Census Block	4006
Census Tract	204400

Owner

20 Victory Rd is owned and occupied by an individual who bought it in May 2001.

Source: Essex County and Salem City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	20 VICTORY RD, SALEM, MA 01970-5628
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance EAST BOSTON SAVINGS BANK
Sep 6, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUAD CTY BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 8, 2001 · Amount on File
Deed Sale	May 8, 2001 · Amount on File
Prior Sale	Aug 24, 1998 · Amount on File
Deed Book / Page	17163 / 181
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALEM MA
Property Address	20 VICTORY RD, SALEM, MA 01970-5628
Transaction Type	Mortgage
Record Updated	Feb 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	39459-2
Date	Jan 27, 2021
Book Page	39459/2
Instrument	20210127001880

Lender

Name	EAST BOSTON SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Feb 1, 2036

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALEM MA
Property Address	20 VICTORY RD, SALEM, MA 01970-5628
Document Number	37833-322
Instrument Date	Sep 6, 2019
Transaction Type	Mortgage
Record Updated	Oct 2, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 VICTORY RD SALEM MA 019705628, SALEM, MA 01970-5628

Mortgage

Document Number	37833-322
Date	Sep 11, 2019
Book Page	037833/000322
Instrument	1909113480

Lender

Name	QUAD CTY BK&TR
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Sep 10, 2034

Tax Assessment & Valuation

The 2026 property tax bill for 20 Victory Rd was $7,905, up 4.2% from the year before.

Source: Essex County and Salem City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Salem City
Unified School District	Salem School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,905.00 (+4.15%)	$733,300 (+9.56%) Land $215,400 Building $516,500	$840,672 (-7.44%)
2025	$7,590.00 (+0.84%)	$669,300 (+3.32%) Land $186,900 Building $482,400	$908,200
2024	$7,527.00 (+5.04%)	$647,800 (+13.09%) Land $186,900 Building $460,900
2023	$7,166.00	$572,800 Land $171,100 Building $401,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20 Victory Rd in Zone X, an area of minimal flood risk, though there have been 20 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 55 individual policies
Nearby Flood Policies	66 units insured incl. 11 condo units
Nearby Flood Claims	20 (1996–2024)
Claims Outside the SFHA	2 of 20
Most Recent Claim	Jan 2024 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 20 Victory Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SALEM WATER DEPARTMENT serves 44,480 people · EPA ID MA3258000
Water Source	Purchased surface water from SALEM AND BEVERLY WATER SUPPLY BOARD
Last State Inspection	Dec 2024

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: T-Mobile, Verizon.

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