20 Vernon Ave, #22, Newark, NJ 07108 Property Records

Essex County and Newark City property record for 20 Vernon Ave, #22, Newark, NJ 07108

Property Summary

Property Type	Single Family Home
Details	3,521 sqft · built 1912
Lot Size	0.102 acres (4,439 sqft)
Owner	2 Individual Names on Record
Tax Bill	$8,718 (2025)
Deeds & Mortgages	Nov 2023 Mortgage Oct 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-03038-0000-00040`

Property Details

APN / Parcel Number

Primary APN	`14-03038-0000-00040`
Alternative APN	`140303800040`

Interior

Stories	2 Stories
Building Area	3,521 sqft Living Area

Exterior

Year Built	Built 1912
Effective Year Built	Effective 1912
Construction Type	Frame
Lot Area	4,439 sqft (0.102 acres)
Lot Dimensions	111 ft deep x 40 ft wide
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	140303800040
Street Address	20 VERNON AVE, 22
City	NEWARK
State	NJ
Zip	07108-1410
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	40X111 AVG.
Legal Subdivision	TOWN/NEWARK
Legal Block	3038
Legal Lot Number	40
Jurisdiction	ESSEX NJ
Township / Civil Division	NEWARK
Census Block Group	2
Census Block	2004
Census Tract	5300

Owner

Source: Essex County and Newark City records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	20 VERNON AVE, 22, NEWARK, NJ 07108-1410
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 14, 2023	Deed of Trust, Mortgage · FHA Mortgage MAGNOLIA BANK
Oct 24, 2022	Deed of Trust, Mortgage · FHA Mortgage MAGNOLIA BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 19, 2009
Deed Sale	Oct 19, 2009
Deed Document Number	20099089656
Deed Book / Page	12222 / 7488
Prior Transfer Date	Oct 9, 2009
Prior Transfer Doc	0009089656
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	20-22 VERNON AVE, NEWARK, NJ 07108
Transaction Type	Mortgage
Record Updated	Dec 15, 2023
Title Company	TRANSTAR NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000068036
Date	Nov 14, 2023
Instrument	2023068036

Lender

Name	MAGNOLIA BANK
Type	Bank
Address	HODGENVILLE, KY 42748

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	20-22 VERNON AVE, NEWARK, NJ 07108
Transaction Type	Mortgage
Record Updated	Nov 18, 2022
Title Company	TRANSTAR NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000094510
Date	Oct 24, 2022
Instrument	2022094510

Lender

Name	MAGNOLIA BANK
Type	Bank
Address	HODGENVILLE, KY 42748

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

Source: Essex County and Newark City assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
Municipality	Newark City
Unified School District	Newark City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$218,000 (-) Land $34,500 Building $183,500	$218,000 (-) Land $34,500 Building $183,500
2025	$8,718.00 (+5.16%)	$218,000 (-) Land $34,500 Building $183,500	$218,000 (-) Land $34,500 Building $183,500
2024	$8,290.00 (+1.79%)
2023		$218,000 Land $34,500 Building $183,500	$218,000 Land $34,500 Building $183,500
2022	$8,144.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEWARK WATER DEPARTMENT serves 294,274 people · EPA ID NJ0714001
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2020 Treatment failure resolved · Sep 2020 Haloacetic acids resolved · Jan 2020
Treatment and Procedure	Corrosion control Jul 2022 Lead public education Mar 2019
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 886 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20

May also be available: Newark Fiber, T-Mobile, Xfinity.

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