Essex County and Lynn City property record for 20 Varnum St, Lynn, MA 01905
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,344 sqft · built 1920 |
| Lot Size | 0.1 acres (4,347 sqft) |
| Owner | Individual Name on File |
| Last Sale | $60,000 (Jul 1996) |
| Tax Bill | $5,197 (2025) |
| Deeds & Mortgages | May 2018 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | B:036 L:789 S:001 |
| Primary APN | B:036 L:789 S:001 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,344 sqft Living Area |
| Gross Area | 4,140 sqft |
| Basement Area | 1,308 sqft |
| Unfinished Basement | 1,308 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1966 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 4,347 sqft (0.1 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 20 VARNUM ST |
|---|---|
| City | LYNN |
| State | MA |
| Zip | 01905-2752 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R4 |
| Legal Block | 789 |
| Legal Lot Number | 1 |
| Jurisdiction | LYNN MA |
| Township / Civil Division | LYNN |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 207200 |
20 Varnum St is owned and occupied by an individual who bought it in July 1996.
Source: Essex County and Lynn City records, as of July 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 20 VARNUM ST, LYNN, MA 01905-2752 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 26, 1996 · Amount on File |
| Deed Sale | Jul 26, 1996 · Amount on File |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LYNN MA |
| Property Address | 20 VARNUM ST, LYNN, MA 01905-2752 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 36711-437 |
|---|---|
| Date | May 14, 2018 |
| Book Page | 36711/437 |
| Instrument | 180514000750 |
| Name | LYNN CITY HOUSING |
|---|
| Amount | Amount on Record |
|---|
The 2025 property tax bill for 20 Varnum St was $5,197, up 5.4% from the year before.
Source: Essex County and Lynn City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| Municipality | Lynn City |
| Unified School District | Lynn School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,197.00 (+5.42%) | $501,600 (+7.13%) Land $200,900 Building $300,700 | $490,580 |
| 2024 | $4,930.00 (+7.31%) | $468,200 (+13.64%) Land $184,600 Building $283,600 | |
| 2023 | $4,594.00 | $412,000 Land $164,400 Building $247,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 20 Varnum St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 88 individual policies |
| Nearby Flood Policies | 90 units insured incl. 2 condo units |
| Nearby Flood Claims | 82 (1979–2025) |
| Claims Outside the SFHA | 29 of 82 |
| Most Recent Claim | Jan 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 20 Varnum St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LYNN WATER AND SEWER COMM serves 101,253 people · EPA ID MA3163000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2023 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Starry, T-Mobile.
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