20 Varni Rd, Watsonville, CA 95076 Property Records

Santa Cruz County property record for 20 Varni Rd, Watsonville, CA 95076

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 845 sqft · built 1934
Lot Size	0.821 acres (35,763 sqft)
Owner	Individual Name on Record
Last Sale	$500,000 (Jun 2021)
Tax Bill	$8,344 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Jun 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`108-221-33`

Property Details

APN / Parcel Number

Primary APN	`108-221-33`
Alternative APN	`108-221-33-000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Building Area	845 sqft Living Area

Exterior

Year Built	Built 1934
Effective Year Built	Effective 1934
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	35,763 sqft (0.821 acres)
Deck Area	150 sqft
Patio Area	150 sqft

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	20 VARNI RD
City	WATSONVILLE
State	CA
Zip	95076-0768
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-9
Legal Subdivision	CORRALITOS RHO
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	WATSONVILLE
Census Block Group	1
Census Block	1006
Census Tract	122402

Owner

Source: Santa Cruz County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 2487, WATSONVILLE, CA 95077-2487
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 6, 2022	Deed of Trust, Mortgage · Conventional Mortgage CHANGE LENDING LLC
Jun 9, 2021	Affidavit of Death of Joint Tenant, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY
Jun 9, 2021	Grant Deed, Transfer · Seller Carry-Back SAMUEL NAGAL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 9, 2021 · Amount on Record
Deed Sale	Jun 9, 2021 · Amount on Record
Deed Document Number	202132010
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	20 VARNI RD, WATSONVILLE, CA 95076-0768
Transaction Type	Mortgage
Record Updated	Jan 18, 2022
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	635 SAN JUAN RD, ROYAL OAKS, CA 95076-6325

Mortgage

Document Number	0000000534
Date	Jan 6, 2022
Instrument	2022-0000534

Lender

Name	CHANGE LENDING LLC
Type	Mortgage Company
Address	IRVINE, CA 92606

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

June 2021: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	SANTA CRUZ CA
Recording Date	Jun 9, 2021
Property Address	20 VARNI RD, WATSONVILLE, CA 95076-0768
Document Number	0000032009
Instrument Date	May 25, 2021
Instrument	2021-0032009
Transaction Type	Transfer
Record Updated	Jun 23, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 735, WATSONVILLE, CA 95077-0735

June 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Jun 9, 2021
Property Address	20 VARNI RD, WATSONVILLE, CA 95076-0768
Document Number	0000032010
Instrument Date	May 25, 2021
Instrument	2021-0032010
Transaction Type	Transfer
Record Updated	Jun 23, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$550.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 2487, WATSONVILLE, CA 95077-2487

Mortgage

Document Number	0000032011
Date	Jun 9, 2021
Instrument	2021-0032011

Lender

Name	SAMUEL NAGAL
Type	Seller

Agreement

Type	Seller Carry-Back
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$662,449 (+2%) Land $529,959 Building $132,490
2025	$8,344.00 (+9.67%)	$649,459 (+4.04%) Land $519,567 Building $129,892
2023	$7,608.00 (+2.02%)	$624,240 Land $499,392 Building $124,848	$510,120
2022	$7,457.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 75% of California
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WATSONVILLE serves 65,231 people · EPA ID CA4410011
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Etheric Networks Fixed Wireless	250 / 100

May also be available: Cruzio, Verizon.

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