20 Valley Dr, Eldridge, IA 52748 Property Records

Scott County property record for 20 Valley Dr, Eldridge, IA 52748

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,164 sqft · built 1973
Lot Size	0.199 acres (8,668 sqft)
Owner	Individual Name on Record
Last Sale	$255,000 (May 2026)
Tax Bill	$2,378 (2026)
Deeds & Mortgages	Jan 2018 Mortgage Sep 2018 Line of Credit + 9 more
Flood Zone	Zone X (minimal risk)
APN	`043119215`

Property Details

APN / Parcel Number

Primary APN	`043119215`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Building Area	1,164 sqft Living Area
Basement Area	1,164 sqft
Finished Basement	1,164 sqft
Unfinished Basement	404 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	A-Frame
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Mansard
Roof Material	Asphalt
Lot Area	8,668 sqft (0.199 acres)
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	24 sqft
Deck Area	320 sqft
Patio Area	108 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	20 VALLEY DR
City	ELDRIDGE
State	IA
Zip	52748-9518
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CAD
Legal Description	PARK VIEW 3RD ADD LOT: 015 PARK VIEW 3RD ADD
Legal Subdivision	PARK VIEW 3RD ADD
Legal Lot Number	15
Jurisdiction	SCOTT IA
Township / Civil Division	BUTLER
Census Block Group	2
Census Block	2010
Census Tract	10202

Owner

Source: Scott County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	20 VALLEY DR, ELDRIDGE, IA 52748-9518
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Date	Document
Jan 9, 2018	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Sep 20, 2018	Deed of Trust, Mortgage · Line of Credit UNIVERSITY OF IOWA CREDIT UNION
Feb 14, 2005	Deed of Trust, Mortgage FIRST NATIONAL BANK OF MUSCATINE
Mar 28, 2011	Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA
Nov 22, 2006	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SOUTHSTAR FUNDING LLC
Jul 26, 2005	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA ND
Aug 14, 2008	Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA
May 20, 2026	Warranty Deed, Transfer · Conventional Mortgage NEW AMERICAN FUNDING
May 20, 2026	Warranty Deed, Transfer · Conventional Mortgage NEW AMERICAN FUNDING
May 24, 2024	Intrafamily Transfer, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Nov 22, 2006	Warranty Deed, Transfer · ARM WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 20, 2026 · Amount on Record
Deed Sale	May 20, 2026 · Amount on Record
Prior Sale	May 24, 2024 · Amount on Record
Deed Document Number	202610782
Prior Transfer Date	May 10, 2024
Prior Transfer Doc	2024008379
Record Updated	Oct 29, 2026

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT IA
Property Address	20 VALLEY DR, ELDRIDGE, IA 52748-9518
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201800000672
Date	Jan 9, 2018
Instrument	2018-00000672

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	277 Months
Due	Feb 1, 2041

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT IA
Property Address	20 VALLEY DR, ELDRIDGE, IA 52748-9518
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201800030136
Date	Sep 20, 2018
Instrument	201800030136

Lender

Name	UNIVERSITY OF IOWA CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	52 Months
Due	Jan 1, 2023

February 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT IA
Property Address	20 VALLEY DR, ELDRIDGE, IA 52748-9518
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	200500004423
Date	Feb 14, 2005
Instrument	2005-00004423

Lender

Name	FIRST NATIONAL BANK OF MUSCATINE
Address	MUSCATINE, IA 52761

Agreement

Amount	Amount Recorded

March 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT IA
Property Address	20 VALLEY DR, ELDRIDGE, IA 52748-9518
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201100007994
Date	Mar 28, 2011
Instrument	2011-00007994

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2041

November 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT IA
Property Address	20 VALLEY DR, ELDRIDGE, IA 52748-9518
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	200600036629
Date	Nov 22, 2006
Instrument	2006-00036629

Lender

Name	SOUTHSTAR FUNDING LLC
Type	Subprime Lender
Address	ATLANTA, GA 30350

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2036

July 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT IA
Property Address	20 VALLEY DR, ELDRIDGE, IA 52748-9518
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	200500024213
Date	Jul 26, 2005
Instrument	2005-00024213

Lender

Name	US BANK NA ND
Type	Bank
Address	FARGO, ND 58103

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

August 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT IA
Property Address	20 VALLEY DR, ELDRIDGE, IA 52748-9518
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	200800022169
Date	Aug 14, 2008
Instrument	2008-00022169

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	NEWARK, NJ 07101

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2038

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCOTT IA
Recording Date	May 20, 2026
Property Address	20 VALLEY DR, ELDRIDGE, IA 52748-9518
Document Number	0000010782
Instrument Date	Apr 23, 2026
Instrument	202610782
Transaction Type	Transfer
Record Updated	May 29, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLUTI

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$41,127.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 VALLEY DR, ELDRIDGE, IA 52748-9518

Mortgage

Document Number	0000010783,
Date	May 20, 2026
Instrument	202610783

Lender

Name	NEW AMERICAN FUNDING

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCOTT IA
Recording Date	May 20, 2026
Property Address	20 VALLEY DR, ELDRIDGE, IA 52748-9518
Document Number	2026010782
Instrument Date	Apr 23, 2026
Instrument	202610782
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLUTI

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$41,127.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 VALLEY DR, ELDRIDGE, IA 52748-9518

Mortgage

Document Number	0000010783,
Date	May 20, 2026
Instrument	202610783

Lender

Name	NEW AMERICAN FUNDING

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

May 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SCOTT IA
Recording Date	May 24, 2024
Property Address	20 VALLEY DR, ELDRIDGE, IA 52748-9518
Document Number	2024008379
Instrument Date	May 11, 2024
Instrument	2024-008379
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2024008378
Date	May 24, 2024
Instrument	2024-008378

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2054

November 2006: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCOTT IA
Recording Date	Nov 22, 2006
Property Address	20 VALLEY DR, ELDRIDGE, IA 52748-9518
Document Number	200600036627
Map Reference	DOC853371
Instrument Date	Nov 16, 2006
Instrument	2006-00036627
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$233.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	20 VALLEY DR, ELDRIDGE, IA 52748-9518

Mortgage

Document Number	200600036628
Date	Nov 22, 2006
Instrument	2006-00036628

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	DES MOINES, IA 50306

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2036
Prepayment Penalty	24 Months

Interest

Rate Type	Adjustable Rate
Rate	7.75%
Type Change Date	Dec 1, 2008
Change Frequency	6 Months
Min Rate At Change	4.75%
Max Rate At Change	10.7%
Index	6-Month LIBOR
Max Rate	13.7%

Tax Assessment & Valuation

Source: Scott County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Scott County
Unified School District	North Scott Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,378.00	$244,200 (-) Land $26,000 Building $218,200	$244,200 (-) Land $26,000 Building $218,200
2025	$2,378.00 (+9.08%) Homeowner's exemption	$244,200 (+16.51%) Land $26,000 Building $218,200	$244,200 (+16.51%) Land $26,000 Building $218,200
2024	$2,180.00 (-4.39%)
2023		$209,600 Land $26,000 Building $183,600	$209,600 Land $26,000 Building $183,600
2022	$2,280.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 60% of Iowa
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PARK VIEW WATER & SANITARY DISTRICT private · serves 2,389 people · EPA ID IA8200855
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CentraCom Fiber	8,000 / 8,000
Mediacom Xtream Cable	1,000 / 50

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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