20 Upper Narrows Ln, Winthrop, ME 04364 Property Records

Kennebec County and Winthrop Town property record for 20 Upper Narrows Ln, Winthrop, ME 04364 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,782 sqft · built 1940
Lot Size1 acres (43,560 sqft)
OwnerIndividual Name on File
Tax Bill$6,456 (2025)
Deeds & MortgagesOct 2018 Mortgage
Oct 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APNWINP M:029 L:020

Property Details

APN / Parcel Number

Primary APNWINP M:029 L:020
Alternative APN
  • 1063

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,782 sqft Living Area
Gross Area4,714 sqft
1st Floor Area1,782 sqft
Basement Area1,782 sqft
Unfinished Basement1,782 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1940
Architectural StyleRanch
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area43,560 sqft (1 acres)
View / LotWaterfront
Deck AreaDeck Area
SaunaSauna

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number1063
Street Address20 UPPER NARROWS LN
CityWINTHROP
StateME
Zip04364-3676
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Lot Number20
JurisdictionWINTHROP ME
Township / Civil DivisionWINTHROP
Census Block Group2
Census Block2015
Census Tract14002

Owner

Source: Kennebec County and Winthrop Town records · APN WINP M:029 L:020

Assessment roll updated July 30, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address54 KINGSWOOD RD, WESTWOOD, MA 02090-2642
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 25, 2018Deed of Trust, Mortgage
CONNECTED CU
Oct 05, 2020Deed of Trust, Mortgage · Line of Credit
CONNECTED CREDIT UNION

Assessor's Deed Record

Deed NamesVerified Name on Deed
Record UpdatedSep 20, 2026

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWINTHROP ME
Property Address20 UPPER NARROWS LN, WINTHROP, ME 04364-3676
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number13065/0053
DateOct 25, 2018
Book Page13065/0053
Instrument2018025206
Lender
NameCONNECTED CU
Agreement
AmountAmount Recorded
Term144 Months
DueOct 25, 2030

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWINTHROP ME
Property Address20 UPPER NARROWS LN, WINTHROP, ME 04364-3676
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number13734/249
DateOct 05, 2020
Book Page13734/249
Instrument2020025269
Lender
NameCONNECTED CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Term241 Months
DueNov 01, 2040
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Kennebec County and Winthrop Town records · Assessment roll updated July 30, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMaine
CountyKennebec County
County SubdivisionWinthrop Town
Unified School DistrictWinthrop (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,456.00$279,500 (-) Land $161,200 Building $118,300
2024$6,456.00 (+6.1%)$279,500 (-) Land $161,200 Building $118,300
2022$6,085.00$279,500 Land $161,200 Building $118,300$480,320

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kennebec County (23011C), updated February 18, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 230110140022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Nearby Flood Policies7 in force

Wildfire

Wildfire RiskLow
above 5% of the US · above 4% of Maine
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Listed AreaWithin Arnold Trail to Quebec
listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 36 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
T-Mobile USAFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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