20 University Ct, Normal, IL 61761 Property Records

McLean County property record for 20 University Ct, Normal, IL 61761

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,081 sqft · built 1948
Lot Size	0.162 acres (4,698 sqft)
Owner	Individual Name on Record
Last Sale	$190,000 (Sep 2026)
Tax Bill	$4,176 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Dec 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-28-131-008`

Property Details

APN / Parcel Number

Primary APN	`14-28-131-008`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,081 sqft Living Area
1st Floor Area	1,081 sqft
Basement Area	885 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Exterior Material	Frame
Roof Material	Asphalt
Lot Area	4,698 sqft (0.162 acres)
Lot Dimensions	81 ft deep x 58 ft wide
Garage Area	248 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	20 UNIVERSITY CT
City	NORMAL
State	IL
Zip	61761-2487
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1B
Legal Description	UNIVERSITY COURT TO NORMAL LOT 20
Legal Range	02E
Legal Township	24N
Legal Section	28
Legal Subdivision	UNIVERSITY COURT NORMAL
Legal Lot Number	20
Jurisdiction	MCLEAN IL
Township / Civil Division	NORMAL
Census Block Group	3
Census Block	3017
Census Tract	107

Owner

Source: McLean County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	20 UNIVERSITY CT, NORMAL, IL 61761-2487
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2026	Warranty Deed, Transfer · FHA Mortgage GUARANTEED RATE AFFINITY LLC
Dec 9, 2019	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 15, 2026 · Amount on Record
Deed Sale	Sep 15, 2026 · Amount on Record
Prior Sale	Dec 9, 2019 · Amount on Record
Deed Document Number	202613732
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Sep 15, 2026
Property Address	20 UNIVERSITY CT, NORMAL, IL 61761-2487
Document Number	0000013732
Instrument Date	Jul 25, 2026
Instrument	202613732
Transaction Type	Transfer
Record Updated	Oct 2, 2026
Title Company	GUARANTEED LAND TITLE LLC, GUARANTEED RATE AFFINITY LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$28,785.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 UNIVERSITY CT, NORMAL, IL 61761-2487

Mortgage

Document Number	0000013733,
Date	Sep 15, 2026
Instrument	202613733

Lender

Name	GUARANTEED RATE AFFINITY LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate	7.25%
Max Rate	-1%

Mortgage

Document Number	0000013734,
Date	Sep 15, 2026
Instrument	202613734

Lender

Name	ILLINOIS HOUSING DEV AUTHORITY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Max Rate	-1%

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Dec 9, 2019
Property Address	20 UNIVERSITY CT, NORMAL, IL 61761-2487
Document Number	201900020271
Instrument Date	Nov 22, 2019
Instrument	2019-00020271
Transaction Type	Transfer
Record Updated	Feb 28, 2022
Title Company	FRONTIER TITLE COMPANY, FRONTIER TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$135.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1605 WHITMAN LN, WHEATON, IL 60189-7445

Mortgage

Document Number	201900020272
Date	Dec 9, 2019
Instrument	2019-00020272

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jan 1, 2040

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McLean County
County Subdivision	Normal Township
Municipality	Normal Town
Unified School District	McLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,176.00 (+4.43%)	$53,766 (+21.89%) Land $12,953 Building $40,813	$161,298 (+21.89%) Land $38,859 Building $122,439
2024	$3,999.00 (+5.93%)
2023	$3,775.00 (+5.48%)	$44,111 (+10.69%) Land $10,627 Building $33,484	$132,333 (+10.69%) Land $31,881 Building $100,452
2022	$3,579.00	$39,851 Land $9,601 Building $30,250	$119,553 Land $28,803 Building $90,750

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORMAL serves 52,736 people · EPA ID IL1130900
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 368 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Pavlov Media, Watch TV.

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