20 Union St, Meriden, CT 06451 Property Records

Meriden City property record for 20 Union St, Meriden, CT 06451

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,852 sqft · built 1900
Lot Size	0.11 acres (4,792 sqft)
Owner	Individual Name on File
Last Sale	$94,000 (Sep 1988)
Tax Bill	$3,819 (2025)
Deeds & Mortgages	Feb 2025 Mortgage Aug 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`104-0015-010B-0000`

Property Details

APN / Parcel Number

Primary APN	`104-0015-010B-0000`
Alternative APNs	`MERI M:104 B:15 L:10B` `148227` `012767`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,852 sqft Living Area
Gross Area	2,934 sqft
1st Floor Area	984 sqft
Basement Area	620 sqft
Unfinished Basement	620 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,792 sqft (0.11 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Account Number	104-0015-010B-0000
Street Address	20 UNION ST
City	MERIDEN
State	CT
Zip	06451-3141
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Block	15
Legal Lot Number	10B
Jurisdiction	MERIDEN CT
Township / Civil Division	MERIDEN
Census Block Group	2
Census Block	2002
Census Tract	170200

Owner

20 Union St is owned and occupied by an individual who bought it in September 1988.

Source: Meriden City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	20 UNION ST, MERIDEN, CT 06451-3141
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 4, 2025	Deed of Trust, Mortgage · Second Mortgage (Down Payment) PENNYMAC LOAN SERVICES LLC
Aug 4, 2021	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 1, 1988 · Amount on File
Deed Sale	Sep 1, 1988 · Amount on File
Record Updated	Oct 29, 2026

February 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERIDEN CT
Property Address	20 UNION ST, MERIDEN, CT 06451-3141
Transaction Type	Mortgage
Record Updated	Feb 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005547-83
Date	Feb 4, 2025
Book Page	5547/83
Instrument	2025000618

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record
Term	121 Months
Due	Mar 1, 2035

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERIDEN CT
Property Address	20 UNION ST, MERIDEN, CT 06451-3141
Transaction Type	Mortgage
Record Updated	Aug 19, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	5428-984
Date	Aug 4, 2021
Book Page	5428/984
Instrument	2021006291

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	301 Months
Due	Sep 1, 2046

Tax Assessment & Valuation

The 2025 property tax bill for 20 Union St was $3,819.

Source: Meriden City assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Meriden City
Unified School District	Meriden School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,819.00	$100,730 (-) Land $21,700 Building $79,030	$143,900 Land $31,000 Building $112,900
2024	$3,819.00 (-1.55%)	$100,730 (-) Land $21,700 Building $79,030
2023	$3,879.00 (+9.95%)	$100,730 (-) Land $21,700 Building $79,030
2022	$3,528.00	$100,730 Land $21,700 Building $79,030

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20 Union St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 20 Union St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MERIDEN WATER DIVISION serves 58,441 people · EPA ID CT0800011
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 315 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Xfinity.

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