20 Under Mountain Rd, Salisbury, CT 06068 Property Records

Salisbury Town property record for 20 Under Mountain Rd, Salisbury, CT 06068

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 2,585 sqft · built 1820
Lot Size	1.1 acres (47,916 sqft)
Owner	2 Individual Names on File
Last Sale	$865,000 (Aug 2025)
Tax Bill	$5,478 (2026)
Deeds & Mortgages	Mar 2026 Line of Credit Jan 2021 Mortgage + 3 more
APN	`SALI M:56 B:04`

Property Details

APN / Parcel Number

Primary APN	`SALI M:56 B:04`
Alternative APNs	`SLBY M:56 B:04` `98101824`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,585 sqft Living Area
Gross Area	3,900 sqft
Basement Area	889 sqft
Unfinished Basement	889 sqft

Exterior

Year Built	Built 1820
Effective Year Built	Effective 1820
Architectural Style	Historical
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	47,916 sqft (1.1 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	98101824
Street Address	20 UNDER MOUNTAIN RD
City	SALISBURY
State	CT
Zip	06068-1825
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20
Legal Block	4
Jurisdiction	SALISBURY CT
Township / Civil Division	SALISBURY
Census Block Group	3
Census Block	3019
Census Tract	261100

Owner

20 Under Mountain Rd is owned by two individuals who bought it in August 2025.

Source: Salisbury Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	140 LIME ROCK RD, LAKEVILLE, CT 06039-2316
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2026	Deed of Trust, Mortgage · Line of Credit BAYCOAST MORTGAGE COMPANY
Jan 21, 2021	Deed of Trust, Mortgage · Balloon Mortgage EVOLVE BANK & TRUST
Aug 15, 2025	Warranty Deed, Transfer · Line of Credit BAYCOAST MORTGAGE COMPANY
Apr 14, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance EVOLVE BANK & TRUST
Feb 13, 2018	Grant Deed, Transfer · Conventional Mortgage TIAA-CREF TR CO FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 15, 2025 · Amount on File
Deed Sale	Aug 15, 2025 · Amount on File
Prior Sale	Feb 13, 2018 · Amount on File
Deed Document Number	2025466
Deed Book / Page	276 / 199
Transfer Doc	000243-697
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALISBURY CT
Property Address	20 UNDER MOUNTAIN RD, SALISBURY, CT 06068-1825
Transaction Type	Mortgage
Record Updated	Apr 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000277-791
Date	Mar 17, 2026
Book Page	277/791
Instrument	2026-147

Lender

Name	BAYCOAST MORTGAGE COMPANY

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALISBURY CT
Property Address	20 UNDER MOUNTAIN RD, SALISBURY, CT 06068-1825
Transaction Type	Mortgage
Record Updated	Feb 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00262-1144
Date	Jan 21, 2021
Book Page	262/1144
Instrument	2021-37

Lender

Name	EVOLVE BANK & TRUST
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

August 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SALISBURY CT
Recording Date	Aug 15, 2025
Property Address	20 UNDER MOUNTAIN RD, SALISBURY, CT 06068-1825
Document Number	000276-199
Book / Page	276 / 199
Instrument Date	Aug 14, 2025
Instrument	2025-466
Transaction Type	Transfer
Record Updated	Feb 9, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	140 LIME ROCK RD, LAKEVILLE, CT 06039-2316

Mortgage

Document Number	0002025467
Date	Aug 15, 2025
Instrument	2025-467

Lender

Name	BAYCOAST MORTGAGE COMPANY

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2055

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALISBURY CT
Property Address	20 UNDER MOUNTAIN RD, SALISBURY, CT 06068-1825
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	259-200
Date	Apr 14, 2020
Book Page	259/200
Instrument	2020-191

Lender

Name	EVOLVE BANK & TRUST
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

February 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SALISBURY CT
Recording Date	Feb 13, 2018
Property Address	20 UNDER MOUNTAIN RD, SALISBURY, CT 06068-1825
Document Number	253-241
Book / Page	000253 / 000241
Instrument Date	Jan 21, 2018
Instrument	76
Transaction Type	Transfer
Record Updated	Jan 16, 2019
Title Company	UNKNOWN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$250.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	226 SALMON KILL RD SALISBURY CT 06068, SALISBURY, CT 06068

Mortgage

Document Number	253-245
Date	Feb 13, 2018
Book Page	000253/000245
Instrument	77

Lender

Name	TIAA-CREF TR CO FSB
Type	Federal Savings Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 12, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 20 Under Mountain Rd was $5,478.

Source: Salisbury Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Salisbury Town
Secondary School District	Regional School District 01 (09 - 12)
Elementary School District	Salisbury School District (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,478.00	$559,020 (+144.65%) Land $123,760 Building $435,260	$924,077 (+477.73%)
2025		$228,500 Land $101,800 Building $126,700	$159,950 Land $71,260 Building $88,690
2024	$2,514.00
2023	$2,514.00	$228,500 (-) Land $101,800 Building $126,700
2022	$2,514.00	$228,500 Land $101,800 Building $126,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA has no flood map on file for 20 Under Mountain Rd.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 20 Under Mountain Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUARION-SALISBURY private · serves 1,932 people · EPA ID CT1220011
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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