Putnam County property record for 20 U Dr, Cloverdale, IN 46120
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,552 sqft · built 1979 |
| Lot Size | 0.529 acres (23,043 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $187,500 (Jun 2025) |
| Tax Bill | $1,487 (2025) |
| Deeds & Mortgages | Feb 2019 Mortgage Apr 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 67-15-06-103-008.000-003 |
| Primary APN | 67-15-06-103-008.000-003 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 1,552 sqft Living Area |
| 1st Floor Area | 1,552 sqft |
| Basement Area | 828 sqft |
| Unfinished Basement | 828 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1999 |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | No Foundation |
| Roof Material | Asphalt |
| Lot Area | 23,043 sqft (0.529 acres) |
| Lot Dimensions | 120 ft deep x 195 ft wide |
| Garage Type | Attached |
| Garage Area | 820 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 00000025152 |
|---|---|
| Street Address | 20 U DR |
| City | CLOVERDALE |
| State | IN |
| Zip | 46120-8706 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ZO01 |
| Legal Description | EASTGATE LOT 19 & 20. |
| Legal Subdivision | EASTGATE SUB |
| Legal Lot Number | 19-20 |
| Jurisdiction | PUTNAM IN |
| Township / Civil Division | CLOVERDALE |
| Census Block Group | 4 |
| Census Block | 4025 |
| Census Tract | 956500 |
Source: Putnam County records, as of June 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 20 U DR, CLOVERDALE, IN 46120-8706 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 4, 2019 | Deed of Trust, Mortgage · Conventional Mortgage OUR COMMUNITY BANK |
| Apr 11, 2018 | Deed, Transfer · Conventional Mortgage OUR COMMUNITY BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 25, 2025 · Amount on Record |
| Deed Sale | Jun 25, 2025 · Amount on Record |
| Prior Sale | Apr 11, 2018 · Amount on Record |
| Deed Document Number | 20252664 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM IN |
| Property Address | 20 U DR, CLOVERDALE, IN 46120-8706 |
| Transaction Type | Mortgage |
| Record Updated | Aug 8, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000000484 |
|---|---|
| Date | Feb 4, 2019 |
| Instrument | 2019000484 |
| Name | OUR COMMUNITY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jan 10, 2029 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | PUTNAM IN |
| Recording Date | Apr 11, 2018 |
| Property Address | 20 U DR, CLOVERDALE, IN 46120-8706 |
| Document Number | 0000001565 |
| Map Reference | PB 5 PG 177 |
| Instrument Date | Mar 30, 2018 |
| Instrument | 2018001565 |
| Transaction Type | Transfer |
| Record Updated | Aug 8, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 20 U DR, CLOVERDALE, IN 46120-8706 |
| Document Number | 0000001566 |
|---|---|
| Date | Apr 11, 2018 |
| Instrument | 2018001566 |
| Name | OUR COMMUNITY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Mar 14, 2043 |
| Rate Type | Fixed Rate |
|---|
Source: Putnam County assessment roll, as of June 19, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Putnam County |
| County Subdivision | Cloverdale Township |
| Municipality | Cloverdale Town |
| Unified School District | Cloverdale Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,487.00 (+4.94%) Homeowner's exemption | $220,000 (+37.41%) Land $24,400 Building $195,600 | $220,000 (+37.41%) Land $24,400 Building $195,600 |
| 2024 | $1,417.00 (+0.5%) | ||
| 2023 | $160,100 (+1.78%) Land $24,400 Building $135,700 | $160,100 (+1.78%) Land $24,400 Building $135,700 | |
| 2022 | $1,410.00 | $157,300 Land $24,400 Building $132,900 | $157,300 Land $24,400 Building $132,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 5, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 73% of Indiana |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLOVERDALE WATER WORKS serves 2,225 people · EPA ID IN5267003 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Lead | 4 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Endeavor Communications Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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