20 Twisted Oak Ct, Hampstead, NC 28443 Property Records

Pender County property record for 20 Twisted Oak Ct, Hampstead, NC 28443

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,922 sqft · built 2016
Lot Size	0.43 acres (18,731 sqft)
Owner	2 Individual Names on File
Last Sale	$253,000 (Aug 2016)
Tax Bill	$2,318 (2025)
Deeds & Mortgages	Mar 2023 Line of Credit Sep 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3282-60-8495-0000`

Property Details

APN / Parcel Number

Primary APN	`3282-60-8495-0000`
Alternative APNs	`32817869620000` `400972287` `972287`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,922 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	18,731 sqft (0.43 acres)
Garage Type	Detached
Garage Area	952 sqft
Porch	Porch
Porch Area	186 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	400972287
Old Parcel Number	32817869620000
Street Address	20 TWISTED OAK CT
City	HAMPSTEAD
State	NC
Zip	28443-5700
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RP
Legal Description	LT 7 PB 56/10 TWISTED OAK SUB
Legal Subdivision	TWISTED OAK
Legal Lot Number	7
Jurisdiction	PENDER NC
Township / Civil Division	TOPSAIL
Census Block Group	2
Census Block	2037
Census Tract	920202

Owner

Source: Pender County records · APN 3282-60-8495-0000

Assessment roll updated January 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	20 TWISTED OAK CT, HAMPSTEAD, NC 28443-5700
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2023	Deed of Trust, Mortgage · Line of Credit CORNING FCU
Sep 12, 2022	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Nov 09, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 24, 2016 · Amount on Record
Deed Sale	Aug 24, 2016 · Amount on Record
Deed Document Number	0028274626
Deed Book / Page	2827 / 4626
Record Updated	Jun 08, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PENDER NC
Property Address	20 TWISTED OAK CT, HAMPSTEAD, NC 28443-5700
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0048090593
Date	Mar 23, 2023
Book Page	4809/593

Lender

Name	CORNING FCU
Type	Credit Union
Address	CORNING, NY 14830

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	156 Months
Due	Mar 22, 2036

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PENDER NC
Property Address	20 TWISTED OAK CT, HAMPSTEAD, NC 28443-5700
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 TWISTED OAK CT, HAMPSTEAD, NC 28443-5700

Mortgage

Document Number	0047971471
Date	Sep 12, 2022
Book Page	4797/1471

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	479 Months
Due	Aug 25, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PENDER NC
Property Address	20 TWISTED OAK CT, HAMPSTEAD, NC 28443-5700
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0047302663
Date	Nov 09, 2020
Book Page	4730/2663

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 01, 2035

Tax Assessment & Valuation

Source: Pender County records · Assessment roll updated January 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Pender County
Unified School District	Pender County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,318.00 (+9.03%)	$503,072 (+119.62%) Land $73,650 Building $429,422	$503,072 (+119.62%) Land $73,650 Building $429,422
2023		$229,065 (-) Land $34,155 Building $194,910	$229,065 (-) Land $34,155 Building $194,910
2022	$2,126.00	$229,065 Land $34,155 Building $194,910	$229,065 Land $34,155 Building $194,910

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 17, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 259 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	259 in force
Nearby Flood Claims	69 (1988–2026)
Claims Outside the SFHA	24 of 69
Most Recent Claim	Jul 2026 · rainfall accumulation
Claims by Event	Hurricane Florence, Sep 2018 · 23 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 12 claims Hurricane Fran, Sep 1996 · 22 claims

Wildfire

Wildfire Risk	Moderate above 64% of the US · above 86% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Verizon.

Based on FCC filings for 101 locations within half a mile of this property.

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