20 Turtle Dove Ct, Gaithersburg, MD 20879 Property Records

Montgomery County property record for 20 Turtle Dove Ct, Gaithersburg, MD 20879

Property Summary

Property TypeTownhouse
Details2.5 ba · 1,792 sqft · built 1980
Lot Size0.068 acres (2,944 sqft)
Owner2 Individual Names on Record
Last Sale$340,000 (Oct 2021)
Tax Bill$4,163 (2025)
Deeds & MortgagesOct 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN09-01888345

Property Details

APN / Parcel Number

Primary APN09-01888345
Alternative APN
  • 01888345

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,792 sqft Living Area
1st Floor Area682 sqft
Basement Area450 sqft
Finished Basement450 sqft

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1980
Architectural StyleTownhouse
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area2,944 sqft (0.068 acres)
PorchOpen Porch
Porch Area88 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number01888345
Street Address20 TURTLE DOVE CT
CityGAITHERSBURG
StateMD
Zip20879-1873
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeR90
Legal DescriptionCHARLENE SEC 6 TWNHS
Legal SubdivisionCHARLENE TWNHS
Legal Block11
Legal Lot Number73
JurisdictionMONTGOMERY MD
Township / Civil Division9
Census Block Group1
Census Block1000
Census Tract700715

Owner

Source: Montgomery County records, as of October 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address20 TURTLE DOVE CT, GAITHERSBURG, MD 20879-1873
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 28, 2021 · Amount on Record
Deed SaleOct 28, 2021 · Amount on Record
Prior SaleJan 23, 2015 · Amount on Record
Deed Book / Page64425 / 258
Record UpdatedOct 29, 2026

October 2021: Deed, Transfer

Document TypeDeed
JurisdictionMONTGOMERY MD
Recording DateOct 28, 2021
Property Address20 TURTLE DOVE CT, GAITHERSBURG, MD 20879-1873
Document Number0644250258
Book / Page64425 / 258
Map ReferenceMB 107 PL 12362
Instrument DateSep 29, 2021
Transaction TypeTransfer
Record UpdatedAug 11, 2022
Title CompanyGPN TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,250.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address20 TURTLE DOVE CT, GAITHERSBURG, MD 20879-1873

Mortgage

Document Number0064425269
DateOct 28, 2021
Instrument64425/269
Lender
NameGEORGE MASON MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2051

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyMontgomery County
Unified School DistrictMontgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$344,800 (+6.49%) Land $120,000 Building $224,800$344,800 (-) Land $120,000 Building $224,800
2025$4,163.00 (+58.47%)$323,800 (+14.9%)$344,800 (+22.36%) Land $120,000 Building $224,800
2023$281,800 Land $120,000 Building $161,800$281,800 Land $120,000 Building $161,800
2022$2,627.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 90% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWASHINGTON SUBURBAN SANITARY COMMISSION
serves 1,900,000 people · EPA ID MD0150005
Water SourceSurface water
Last State InspectionMay 2025
LeadUnder 1 ppb (2018–2020)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 578 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 250

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