San Mateo County property record for 20 Turtle Bay Pl, San Mateo, CA 94402
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,160 sqft · built 1956 |
| Lot Size | 0.264 acres (11,504 sqft) |
| Owner | 2 Trust Names on File |
| Tax Bill | $9,610 (2025) |
| Deeds & Mortgages | Jun 2023 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 041-152-230 |
| Primary APN | 041-152-230 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 2,160 sqft Living Area |
| 1st Floor Area | 1,630 sqft |
| Family Room | Family Room |
| Study | Study |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Material | Tar & Gravel |
| Lot Area | 11,504 sqft (0.264 acres) |
| Lot Dimensions | 145 ft deep x 78 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 20 TURTLE BAY PL |
|---|---|
| City | SAN MATEO |
| State | CA |
| Zip | 94402-4056 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10008 |
| Legal Description | LOT 106 BLOCK 7 THE HIGHLANDS NO 5 RSM 45/10 |
| Legal Subdivision | THE HIGHLANDS NO 5 |
| Legal Block | 7 |
| Legal Lot Number | 106 |
| Jurisdiction | SAN MATEO CA |
| Township / Civil Division | SAN MATEO |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 606900 |
20 Turtle Bay Pl is owner-occupied and held in a trust since June 2023.
Source: San Mateo County records, as of July 15, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 20 TURTLE BAY PL, SAN MATEO, CA 94402-4056 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jun 12, 2023 |
| Transfer Doc | 0000030930 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Recording Date | Jun 28, 2023 |
| Property Address | 20 TURTLE BAY PL, SAN MATEO, CA 94402-4056 |
| Document Number | 0000030930 |
| Map Reference | MB 45 PG 10 |
| Instrument Date | Jun 12, 2023 |
| Instrument | 2023-030930 |
| Transaction Type | Transfer |
| Record Updated | Jul 26, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 20 TURTLE BAY PL, SAN MATEO, CA 94402-4056 |
The 2025 property tax bill for 20 Turtle Bay Pl was $9,610 with a homeowner's exemption.
Source: San Mateo County assessment roll, as of July 15, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Mateo County |
| Elementary School District | San Mateo-Foster City Elementary School District (KG - 08) |
| Secondary School District | San Mateo Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $655,922 (+2%) Land $327,961 Building $327,961 | ||
| 2025 | $9,610.00 Homeowner's exemption | $643,062 Land $321,531 Building $321,531 | |
| 2023 | $9,259.00 (+2.2%) Homeowner's exemption | $618,094 (+2%) Land $309,047 Building $309,047 | $1,620,810 |
| 2022 | $9,060.00 Homeowner's exemption | $605,976 Land $302,988 Building $302,988 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 20 Turtle Bay Pl in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 20 Turtle Bay Pl is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CALIFORNIA WATER SERVICE - SAN MATEO private · serves 103,536 people · EPA ID CA4110008 |
|---|---|
| Water Source | Purchased surface water from SAN FRANCISCO REGIONAL WATER SYSTEM |
| Last State Inspection | Mar 2025 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 307 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
May also be available: Astound Broadband, Etheric Networks, T-Mobile.
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