20 Tom Roberts Rd, Panacea, FL 32346 Property Records

Franklin County property record for 20 Tom Roberts Rd, Panacea, FL 32346

Property Summary

Property Type	Vacant Land
Lot Size	0.149 acres (6,490 sqft)
Owner	Company Name on File
Last Sale	$300,000 (Jun 2005)
Tax Bill	$271 (2025)
Flood Zone	Zone VE (high risk)
APN	`06-07S-01W-1001-0000-0350`

Property Details

APN / Parcel Number

Primary APN	`06-07S-01W-1001-0000-0350`
Alternative APN	`01W07S06100100000350`

Exterior

Lot Area	6,490 sqft (0.149 acres)
Lot Dimensions	100 ft deep x 65 ft wide

Location & Zoning

Street Address	20 TOM ROBERTS RD
City	PANACEA
State	FL
Zip	32346-5129
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Legal Description	SOUTH SHOAL VILLAGE LOT 35 FKA BLOCK H LOT 6 ALLIGATOR HAROR UNIT 2 P/B OR 854/700 987/583
Legal Range	01W
Legal Township	07S
Legal Section	06
Legal Subdivision	SOUTH SHOAL VILLAGE
Legal Block	H
Legal Lot Number	35,6
Legal Unit	2
Jurisdiction	FRANKLIN FL
Township / Civil Division	CARRABELLE
Census Block Group	2
Census Block	2013
Census Tract	970102

Owner

20 Tom Roberts Rd, vacant land, is owned by a company that acquired it in April 2009.

Source: Franklin County records, as of October 2, 2026

Owner of Record	Company Name on File
Mailing Address	PO BOX 13149, TALLAHASSEE, FL 32317-3149
Owner Type	Company
Vesting	Limited Liability Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 6, 2005 · Amount on File
Deed Sale	Jun 6, 2005 · Amount on File
Deed Document Number	2005200505004
Deed Book / Page	854 / 700
Last Transfer Date	Apr 8, 2009
Transfer Doc	0019002206
Record Updated	Oct 29, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 20 Tom Roberts Rd was $271, up 3.4% from the year before.

Source: Franklin County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Franklin County
Unified School District	Franklin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$271.00 (+3.44%)	$26,975 (-) Land $26,975	$26,975 (-) Land $26,975
2024	$262.00 (+14.91%)	$26,975 (+38.33%) Land $26,975	$26,975 (+38.33%) Land $26,975
2023	$228.00 (-2.56%)	$19,500 (-) Land $19,500	$19,500 (-) Land $19,500
2022	$234.00	$19,500 Land $19,500	$19,500 Land $19,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 20 Tom Roberts Rd in Zone VE, a high-risk coastal flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective April 23, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone VE high risk · coastal, wave action
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	16.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 293 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	329 units insured incl. 36 condo units
Nearby Flood Claims	72 (2005–2024)
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Helene, Sep 2024 · 12 claims Hurricane Michael, Oct 2018 · 45 claims Hurricane Dennis, Jul 2005 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20 Tom Roberts Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALLIGATOR POINT WATER RESOURCE DISTRICT public/private · serves 1,400 people · EPA ID FL1190013
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20