20 Tocati St, Thurmont, MD 21788 Property Records

Frederick County property record for 20 Tocati St, Thurmont, MD 21788 · Last verified September 2023

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	2 Baths
Year Built	Built 2008
Square Footage	1,740 sqft Total Area
Lot Size	8,500 sqft (0.195 acres)
Garage	Attached, 440 sqft
Occupancy	Owner Occupied
Last Sale	$415,000 (2021)
Tax Bill	$4,386.00 (2023)

Property Details

APN / Parcel Number

Primary APN	`15-362960`
Alternative APN	`362960`

Interior

Full Baths	2 Baths
Building Area	1,740 sqft Total Area
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 2008
Architectural Style	Conventional Style
Exterior Material	Siding Exterior
Roof Material	Composition Shingle Roof
Lot Area	8,500 sqft (0.195 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	440 sqft Garage
Deck Area	180 sqft Deck
Porch	Open Porch
Porch Area	40 sqft Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Forced Air Heating
Sewage	Sewage Connected

Location & Zoning

Account Number	362960
Street Address	20 TOCATI ST
City	THURMONT
State	MD
Zip	21788-2278
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 71 SECTION III 8,500 SQ. FT. JERMAE ESTATES
Legal Subdivision	JERMAE ESTATES
Legal Lot Number	71
Jurisdiction	FREDERICK MD
Minor Civil Division	15, THURMONT
Census Blockgroup	5
Census Block	5013
Census Tract	753001

Owner

Source: Frederick County records · APN 15-362960

Assessment roll updated July 1, 2023 · Last verified September 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	20 TOCATI ST, THURMONT, MD 21788-2278
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 15, 2021 · Amount on Record
Deed Sale	Nov 15, 2021 · Amount on Record
Prior Sale	Aug 11, 2008 · Amount on Record
Deed Doc Number	0015494171
Deed Book / Page	15494 / 171
Record Refreshed	Jun 07, 2026

November 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Nov 15, 2021
Property Address	20 TOCATI ST, THURMONT, MD 21788-2278
Document Number	0154940171
Book / Page	15494 / 171
Map Reference	MB 76 PG 77
Instrument Date	Oct 29, 2021
Transaction Type	Transfer
Record Updated	Dec 01, 2021
Title Company	COMMONWEALTH LAND TITLE INSURANCE COMPANY, COMMONWEALTH LAND TTL INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,075.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	20 TOCATI ST, THURMONT, MD 21788-2278

Mortgage

Document Number	15494177
Date	Nov 15, 2021
Instrument	15494/177

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 01, 2036

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated July 1, 2023 · Last verified September 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Thurmont Town
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$4,386.00	$288,000 Land $65,000 Building $223,000	$288,000 Land $65,000 Building $223,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Frederick County (24021C), updated November 6, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low 20th percentile nationally · 41st in Maryland
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.