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20 Tip Top Ter, Waltham, MA 02452 Property Records

Middlesex County and Waltham City property record for 20 Tip Top Ter, Waltham, MA 02452

Property Summary

Property TypeSingle Family Home
Details5 bd · 2 ba · 2,603 sqft · built 1960
Lot Size0.169 acres (7,353 sqft)
Owner2 Trust Names on File
Last Sale$215,000 (Nov 1993)
Tax Bill$7,716 (2026)
Deeds & MortgagesMay 2019 Refinance
Sep 2020 Transfer
Flood ZoneZone X (minimal risk)
APN110846

Property Details

APN / Parcel Number

Primary APN110846
Alternative APN
  • WALT M:046 B:008 L:0002

Interior

Bedrooms5 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area2,603 sqft Living Area
Gross Area3,142 sqft
Basement Area315 sqft
Unfinished Basement315 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area7,353 sqft (0.169 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number110846
Street Address20 TIP TOP TER
CityWALTHAM
StateMA
Zip02452-8042
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code1
Legal SubdivisionHELMET HILL
Legal Block8
Legal Lot Number2
JurisdictionWALTHAM MA
Township / Civil DivisionWALTHAM
Census Block Group2
Census Block2016
Census Tract369100

Owner

20 Tip Top Ter is owner-occupied and held in a trust since September 2020.

Source: Middlesex County and Waltham City records, as of October 20, 2026

Owner of Record2 Trust Names on File
Mailing Address20 TIP TOP TER, WALTHAM, MA 02452-8042
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 29, 2019Deed of Trust, Mortgage · Stand-Alone Refinance
WATERTOWN SAVINGS BANK
Sep 25, 2020Quit Claim Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 22, 1993 · Amount on File
Deed SaleNov 22, 1993 · Amount on File
Last Transfer DateSep 3, 2020
Transfer Doc75711-260
Record UpdatedOct 29, 2026

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWALTHAM MA
Property Address20 TIP TOP TER, WALTHAM, MA 02452-8042
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number72666-10
DateMay 29, 2019
Book Page72666/10
Instrument69937
Lender
NameWATERTOWN SAVINGS BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term181 Months
DueJun 1, 2034

September 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWALTHAM MA
Recording DateSep 25, 2020
Property Address20 TIP TOP TER, WALTHAM, MA 02452-8042
Document Number75711-260
Book / Page075711 / 000260
Instrument DateSep 3, 2020
Instrument170627
Transaction TypeTransfer
Record UpdatedOct 13, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
AddressTIP TOP TER WALTHAM MA 02451, WALTHAM, MA 02451

Tax Assessment & Valuation

The 2026 property tax bill for 20 Tip Top Ter was $7,716, up 6% from the year before.

Source: Middlesex County and Waltham City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
MunicipalityWaltham City
Unified School DistrictWaltham School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$7,716.00 (+6.02%)$747,700 (+0.89%) Land $463,200 Building $284,500$867,139 (-10.95%)
2025$7,278.00 (+5.17%)$741,100 (+3.25%) Land $431,100 Building $310,000$973,750 (+9.37%)
2024$6,920.00 (+0.64%)$717,800 (+7.73%) Land $410,900 Building $306,900$890,340
2023$6,876.00$666,300 Land $373,500 Building $292,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20 Tip Top Ter in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 12 policies
Nearby Flood Policies12 in force
Nearby Flood Claims6 (1996–2010)
Claims Outside the SFHA2 of 6
Most Recent ClaimMar 2010 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Mar 2010 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 20 Tip Top Ter has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWALTHAM WATER DEPARTMENT
serves 65,218 people · EPA ID MA3308000
Water SourcePurchased surface water from MWRA
Last State InspectionJun 2024
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area		2,300 / 2,300
Xfinity
Cable		2,000 / 2,000
Astound Broadband
Cable		1,500 / 50
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

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