20 Timber Ln, Franklin, NC 28734 Property Records

Macon County property record for 20 Timber Ln, Franklin, NC 28734

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,342 sqft · built 1988
Lot Size	0.56 acres (24,394 sqft)
Owner	Individual Name on Record
Last Sale	$499,000 (Jun 2022)
Tax Bill	$1,470 (2026)
Deeds & Mortgages	Oct 2025 Mortgage Apr 2024 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`6564688665`

Property Details

APN / Parcel Number

Primary APN	`6564688665`
Alternative APNs	`0815723` `142520` `152743`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,342 sqft Heated Area
1st Floor Area	1,342 sqft
Basement Area	1,342 sqft
Finished Basement	1,342 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Crossed Walls
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	24,394 sqft (0.56 acres)
Terrain	Rolling

Exterior Amenities

Porch	Slab
Porch Area	405 sqft
Deck Area	87 sqft
Patio Area	482 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic

Location & Zoning

Account Number	152743
Street Address	20 TIMBER LN
City	FRANKLIN
State	NC
Zip	28734-7777
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	LOT 22 PH II SEC I MILL CREEK
Legal Subdivision	PH II SEC I MILL CREEK
Legal Phase	2
Legal Lot Number	22
Jurisdiction	MACON NC
Township / Civil Division	CARTOOGECHAYE
Census Block Group	2
Census Block	2014
Census Tract	970302

Owner

Source: Macon County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	20 TIMBER LN, FRANKLIN, NC 28734-7777
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2025	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Apr 5, 2024	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jun 30, 2022	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Aug 3, 2021	Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 30, 2022 · Amount on Record
Deed Sale	Jun 30, 2022 · Amount on Record
Prior Sale	Aug 3, 2021 · Amount on Record
Deed Document Number	20225023
Deed Book / Page	41 / 278
Prior Transfer Date	Jul 21, 2021
Prior Transfer Doc	D41/479
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON NC
Property Address	20 TIMBER LN, FRANKLIN, NC 28734-7777
Transaction Type	Mortgage
Record Updated	Oct 20, 2025
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 TIMBER LN, FRANKLIN, NC 28734-7777

Mortgage

Document Number	00Z43/1139
Date	Oct 9, 2025
Book Page	Z-43/1139
Instrument	2025006155

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	951 W YAMATO RD STE 175, BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON NC
Property Address	20 TIMBER LN, FRANKLIN, NC 28734-7777
Transaction Type	Mortgage
Record Updated	May 14, 2024
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 TIMBER LN, FRANKLIN, NC 28734-7777

Mortgage

Document Number	000B43/244
Date	Apr 5, 2024
Book Page	B-43/244
Instrument	2024001857

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	951 W YAMATO RD STE 175, BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON NC
Recording Date	Jun 30, 2022
Property Address	20 TIMBER LN, FRANKLIN, NC 28734-7777
Document Number	000Y41/278
Book / Page	Y-41 / 278
Map Reference	CARD 19
Instrument Date	Jun 27, 2022
Instrument	2022005023
Transaction Type	Transfer
Record Updated	Jul 18, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$998.00
Amount Accuracy	Rounded by County
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 TIMBER LN, FRANKLIN, NC 28734-7777

Mortgage

Document Number	2022005024
Date	Jun 30, 2022
Instrument	2022005024

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

August 2021: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	MACON NC
Recording Date	Aug 3, 2021
Property Address	20 TIMBER LN, FRANKLIN, NC 28734-7777
Document Number	D41/479
Book / Page	D-41 / 479
Map Reference	CARD 19
Instrument Date	Jul 21, 2021
Instrument	2021007408
Transaction Type	Foreclosure
Record Updated	Aug 18, 2021

Transaction

Amount	Amount Recorded
Tax	$357.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	123 W PALMER ST STE 1, 1, FRANKLIN, NC 28734-3028

Tax Assessment & Valuation

Source: Macon County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Macon County
Unified School District	Macon County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,470.00	$468,610 (-) Land $25,000 Building $443,610	$468,610 (-) Land $25,000 Building $443,610
2025	$1,470.00 (+1.66%)	$468,610 (+0.77%) Land $25,000 Building $443,610	$468,610 (+0.77%) Land $25,000 Building $443,610
2023	$1,446.00	$465,010 Land $25,000 Building $440,010	$465,010 Land $25,000 Building $440,010

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 8, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 67% of North Carolina
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Starlink Satellite	280 / 30

May also be available: Frontier.

Cell Coverage

4G LTE only, no 5G reported

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