20 Thurston Ln, Needham, MA 02492 Property Records

Norfolk County and Needham Town property record for 20 Thurston Ln, Needham, MA 02492

Property Summary

Property Type	Single Family Home
Details	6 bd · 4.5 ba · 2,475 sqft · built 2021
Lot Size	0.358 acres (15,594 sqft)
Owner	2 Individual Names on Record
Last Sale	$2,350,000 (Mar 2021)
Tax Bill	$30,329 (2025)
Deeds & Mortgages	Mar 2021 Sale & Mortgage May 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`M:0050005500000`

Property Details

APN / Parcel Number

Primary APN	`M:0050005500000`
Alternative APN	`NEED M:005.0 B:0055 L:0000.0`

Interior

Bedrooms	6 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	3 Stories
Building Area	2,475 sqft Living Area
Gross Area	6,085 sqft
1st Floor Area	1,400 sqft
Basement Area	1,300 sqft
Unfinished Basement	600 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,594 sqft (0.358 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	20 THURSTON LN
City	NEEDHAM
State	MA
Zip	02492-4542
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SRB
Legal Block	55
Jurisdiction	NEEDHAM MA
Township / Civil Division	NEEDHAM
Census Block Group	7
Census Block	7012
Census Tract	403100

Owner

Source: Norfolk County and Needham Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	20 THURSTON LN, NEEDHAM, MA 02492-4542
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage GUARANTEED RATE INC
May 21, 2020	Personal Representative Deed, Transfer · Commercial Mortgage WELLESLEY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 26, 2021 · Amount on Record
Deed Sale	Mar 26, 2021 · Amount on Record
Prior Sale	May 21, 2020 · Amount on Record
Deed Document Number	202139940
Prior Transfer Date	Mar 25, 2021
Prior Transfer Doc	39194-426
Record Updated	Oct 29, 2026

March 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NEEDHAM MA
Recording Date	Mar 26, 2021
Property Address	20 THURSTON LN, NEEDHAM, MA 02492-4542
Document Number	039194-426
Book / Page	39194 / 426
Instrument Date	Mar 25, 2021
Instrument	39940
Transaction Type	Transfer
Record Updated	Jun 13, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	20 THURSTON LN, NEEDHAM, MA 02492-4542

Mortgage

Document Number	0000039941
Date	Mar 26, 2021
Instrument	39941

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	2.13%
Type Change Date	Apr 1, 2028
Max Rate At Change	2.25%
Index	1-Year CMT

May 2020: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	NEEDHAM MA
Recording Date	May 21, 2020
Property Address	20 THURSTON LN, NEEDHAM, MA 02492-4542
Document Number	037895-136
Book / Page	37895 / 136
Instrument Date	May 14, 2020
Instrument	46470
Transaction Type	Transfer
Record Updated	Jun 13, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	78 PHEASANT LANDING RD, NEEDHAM, MA 02492-1000

Mortgage

Document Number	0000046471
Date	May 21, 2020
Instrument	46471

Lender

Name	WELLESLEY BANK

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Norfolk County and Needham Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Norfolk County
County Subdivision	Needham Town
Unified School District	Needham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$30,329.00 (-11.9%)	$2,861,200 (+8.37%) Land $813,100 Building $2,048,100	$3,000,765 (+9.41%)
2024			$2,742,555
2023	$34,427.00	$2,640,100 Land $590,200 Building $2,049,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2018–2023)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEEDHAM WATER DEPT serves 31,664 people · EPA ID MA3199000
Water Source	Purchased surface water from MWRA
Last State Inspection	Jun 2024
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 470 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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