Santa Cruz County property record for 20 Thunder Mountain Rd, Elgin, AZ 85611 · Last verified May 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,306 sqft · built 1980 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,064 (2025) |
| Deeds & Mortgages | Jan 2023 Line of Credit Feb 2021 Mortgage |
| Flood Zone | Zone A (high risk) |
| APN | 108-60-003 |
| Primary APN | 108-60-003 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,306 sqft Living Area |
| Gross Area | 2,741 sqft |
| 1st Floor Area | 2,306 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 217,800 sqft (5 acres) |
| Garage Type | Attached |
| Garage Area | 435 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Cooling System | Evaporative |
|---|---|
| Heating System | Floor/Wall Furnace |
| Account Number | R000009990 |
|---|---|
| Street Address | 20 THUNDER MOUNTAIN RD |
| City | ELGIN |
| State | AZ |
| Zip | 85611-8615 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUB THUNDER MOUNTAIN ESTATES LOT 2 |
| Legal Subdivision | SUB THUNDER MOUNTAIN ESTATES |
| Legal Block | 1 |
| Legal Lot Number | 2 |
| Jurisdiction | SANTA CRUZ AZ |
| Township / Civil Division | PATAGONIA |
| Census Block Group | 1 |
| Census Block | 1088 |
| Census Tract | 966000 |
Source: Santa Cruz County records · APN 108-60-003
Assessment roll updated April 24, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 369 HC 1, ELGIN, AZ 85611 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 17, 2023 | Deed of Trust, Mortgage · Line of Credit ZB NA |
| Feb 16, 2021 | Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | Jul 14, 2020 |
| Transfer Doc | 0000004191 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ AZ |
| Property Address | ELGIN, AZ 85611 |
| Transaction Type | Mortgage |
| Record Updated | Jan 26, 2023 |
| Name | Verified Name |
|---|---|
| Address | 20TH THUNDER MOUNTIAN ROAD, ELGIN, AZ 85611 |
| Document Number | 0000000300 |
|---|---|
| Date | Jan 17, 2023 |
| Instrument | 2023-00300 |
| Name | ZB NA |
|---|---|
| Type | Bank |
| Address | SIERRA VISTA, AZ 85635 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ AZ |
| Property Address | ELGIN, AZ 85611 |
| Transaction Type | Mortgage |
| Record Updated | Feb 25, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0000001259 |
|---|---|
| Date | Feb 16, 2021 |
| Instrument | 2021-01259 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Mar 01, 2036 |
Source: Santa Cruz County records · Assessment roll updated April 24, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | Arizona |
| County | Santa Cruz County |
| Secondary School District | Patagonia Union High School District (09 - 12) |
| Elementary School District | Sonoita Elementary District (PK - 08) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $362,668 (+19.42%) Land $40,000 Building $322,668 | ||
| 2025 | $2,064.00 (-13.5%) | ||
| 2023 | $30,369 (+45.65%) Land $4,000 Building $26,369 | $303,692 (+45.65%) Land $40,000 Building $263,692 | |
| 2022 | $2,386.00 | $20,850 Land $4,000 Building $16,850 | $208,503 Land $40,000 Building $168,503 |
Source: FEMA National Flood Hazard Layer, Santa Cruz County (04023C), updated June 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 040239660001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone A |
|---|---|
| Special Flood Hazard Area | Yes |
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Flood Insurance Cost | Premium on Record median of 38 individual NFIP policies nearby |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 38 in force |
| Wildfire Risk | Very High above 91% of the US · above 86% of Arizona |
|---|---|
| Wildfire Likelihood | About 1 in 65 per year |
| Exposure | Direct burnable vegetation at the parcel |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 9 locations within about half a mile of this property, a small sample
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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