Merrimack County and Concord City property record for 20 Thorndike St, Concord, NH 03301
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,838 sqft · built 1900 |
| Lot Size | 0.11 acres (4,792 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $225,000 (Oct 2018) |
| Tax Bill | $7,656 (2025) |
| Deeds & Mortgages | Sep 2026 Mortgage Jul 2023 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | M:33 B:1 L:14 |
| Primary APN | M:33 B:1 L:14 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,838 sqft Living Area |
| Gross Area | 3,487 sqft |
| 1st Floor Area | 1,183 sqft |
| Attic | Attic |
| Attic Area | 306 sqft |
| Basement Area | 825 sqft |
| Unfinished Basement | 825 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Conventional |
| Exterior Material | Other |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 4,792 sqft (0.11 acres) |
| Heating System | Steam |
|---|---|
| Heating Fuel | Gas |
| Street Address | 20 THORNDIKE ST |
|---|---|
| City | CONCORD |
| State | NH |
| Zip | 03301-3631 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RD |
| Legal Block | 122 |
| Legal Lot Number | 14 |
| Jurisdiction | CONCORD CITY NH |
| Township / Civil Division | CONCORD |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 32200 |
Source: Merrimack County and Concord City records, as of October 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 198 CEDAR ST, DEDHAM, MA 02026-3338 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Sep 18, 2026 | Deed of Trust, Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPMEN |
| Jul 26, 2023 | Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT |
| Oct 1, 2018 | Warranty Deed, Transfer · FHA Mortgage HARBORONE MTG LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 1, 2018 · Amount on Record |
| Deed Sale | Oct 1, 2018 · Amount on Record |
| Prior Sale | Nov 14, 2017 · Amount on Record |
| Deed Document Number | 201817848 |
| Deed Book / Page | 3610 / 210 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONCORD CITY NH |
| Recording Date | Sep 18, 2026 |
| Property Address | 20 THORNDIKE ST, CONCORD, NH 03301-3631 |
| Document Number | 0000015318 |
| Book / Page | 3943 / 2209 |
| Instrument Date | Aug 27, 2026 |
| Instrument | 202615318 |
| Transaction Type | Mortgage |
| Record Updated | Oct 7, 2026 |
| Name | Verified Name |
|---|---|
| Address | 20 THORNDIKE ST, CONCORD, NH 03301-3631 |
| Document Number | 0000015318, |
|---|---|
| Date | Sep 18, 2026 |
| Book Page | 3943/2209 |
| Instrument | 202615318 |
| Name | SECRETARY OF HOUSING AND URBAN DEVELOPMEN |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 265 Months |
| Due | Oct 1, 2048 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONCORD CITY NH |
| Property Address | 20 THORNDIKE ST, CONCORD, NH 03301-3631 |
| Transaction Type | Mortgage |
| Record Updated | Apr 9, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000010333 |
|---|---|
| Date | Jul 26, 2023 |
| Book Page | 3832/1073 |
| Instrument | 202300010333 |
| Name | SECRETARY HOUSING URBAN DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Aug 1, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CONCORD CITY NH |
| Recording Date | Oct 1, 2018 |
| Property Address | 20 THORNDIKE ST, CONCORD, NH 03301-3631 |
| Document Number | 0036100210 |
| Book / Page | 003610 / 000210 |
| Instrument Date | Sep 28, 2018 |
| Instrument | 17848 |
| Transaction Type | Transfer |
| Record Updated | Oct 18, 2018 |
| Title Company | OTHER |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,375.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 36 PINEHURST ST #69 PENACOOK NH 033033476, 69, PENACOOK, NH 03303-3476 |
| Document Number | 36100213 |
|---|---|
| Date | Oct 1, 2018 |
| Book Page | 003610/000213 |
| Instrument | 17849 |
| Name | HARBORONE MTG LLC |
|---|---|
| Address | MANCHESTER, NH 03101 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 30, 2048 |
Source: Merrimack County and Concord City assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | New Hampshire |
| County | Merrimack County |
| Municipality | Concord City |
| Unified School District | Concord School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,656.00 (+6.36%) | $263,000 (-1.87%) Land $84,900 Building $178,100 | |
| 2023 | $7,198.00 (+3.73%) | $268,000 (-) Land $84,900 Building $183,100 | $403,465 |
| 2022 | $6,939.00 | $268,000 Land $84,900 Building $183,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 52% of New Hampshire |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CONCORD WATER DEPT serves 44,215 people · EPA ID NH0501010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 664 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Fidium Fiber Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Breezeline Fiber · Cable in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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