Westerly Town property record for 20 Thompson Ave, Westerly, RI 02891
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,672 sqft · built 2008 |
| Lot Size | 0.198 acres (8,614 sqft) |
| Owner | Individual Name on File |
| Last Sale | $349,000 (Jul 2008) |
| Tax Bill | $4,675 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Jun 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | M:058 B:202 L:41 |
| Primary APN | M:058 B:202 L:41 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,672 sqft Living Area |
| Gross Area | 4,598 sqft |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,614 sqft (0.198 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Account Number | 20043160 |
|---|---|
| Street Address | 20 THOMPSON AVE |
| City | WESTERLY |
| State | RI |
| Zip | 02891-2021 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 202 |
| Legal Lot Number | 41 |
| Jurisdiction | WESTERLY RI |
| Township / Civil Division | WESTERLY |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 50901 |
Source: Westerly Town assessment roll, as of June 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 20 THOMPSON AVE, WESTERLY, RI 02891-2021 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Individual(s) |
| Date | Document |
|---|---|
| Mar 24, 2021 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Jun 23, 2020 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MTG |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 14, 2008 · Amount on Record |
| Deed Sale | Jul 14, 2008 · Amount on Record |
| Deed Book / Page | 1743 / 205 |
| Last Transfer Date | Feb 11, 2025 |
| Transfer Doc | 02025-1684 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTERLY RI |
| Property Address | 20 THOMPSON AVE, WESTERLY, RI 02891-2021 |
| Transaction Type | Mortgage |
| Record Updated | Apr 8, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2021-7811 |
|---|---|
| Date | Mar 24, 2021 |
| Book Page | 2021/7811 |
| Instrument | 2021-1732 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 289 Months |
| Due | Apr 1, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTERLY RI |
| Property Address | 20 THOMPSON AVE, WESTERLY, RI 02891-2021 |
| Document Number | 2020-2975 |
| Instrument Date | Jun 23, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 28, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 20 THOMPSON AVE WESTERLY RI 028912021, WESTERLY, RI 02891-2021 |
| Document Number | 2020-2975 |
|---|---|
| Date | Jul 6, 2020 |
| Book Page | 002020/012975 |
| Instrument | 2980 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jul 5, 2045 |
Source: Westerly Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Westerly Town |
| Unified School District | Westerly School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $4,675.00 (+6.06%) | $600,900 (+38.49%) Land $152,200 Building $448,700 |
| 2023 | $4,408.00 (+0.59%) | $433,900 (-) Land $109,000 Building $324,900 |
| 2022 | $4,382.00 | $433,900 Land $109,000 Building $324,900 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 4 (2010) |
| Claims Outside the SFHA | 3 of 4 |
| Most Recent Claim | Mar 2010 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 62% of Rhode Island |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WESTERLY WATER DEPARTMENT serves 35,298 people · EPA ID RI1559512 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 22 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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