20 Thompson Ave, Fort Mitchell (Ft Mitchell), KY 41017 Property Records

Kenton County property record for 20 Thompson Ave, Fort Mitchell, KY 41017

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,066 sqft · built 1950
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on File
Last Sale	$305,000 (Apr 2023)
Tax Bill	$1,140 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Apr 2023 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`028-40-08-026.00`

Property Details

APN / Parcel Number

Primary APN	`028-40-08-026.00`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,066 sqft Finished Area
Gross Area	1,258 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	7,841 sqft (0.18 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	20 THOMPSON AVE
City	FT MITCHELL
State	KY
Zip	41017-2709
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BURDSALL SEC 2 LOT 49
Legal Subdivision	BURDSALL
Legal Phase	2
Legal Lot Number	49
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	2
Census Block	2016
Census Tract	64700

Owner

20 Thompson Ave is owned and occupied by two individuals who bought it in April 2023.

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	20 THOMPSON AVE, FT MITCHELL, KY 41017-2709
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 6, 2026	Deed of Trust, Mortgage · Conventional Mortgage THE LOAN STORE INC
Apr 3, 2023	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
May 8, 2020	Warranty Deed, Transfer · Conventional Mortgage CARDINAL FIN'L
May 8, 2020	Affidavit of Death, Transfer ATTORNEY ONLY
Jul 28, 2022	Warranty Deed, Transfer LAWYERS TITLE/CINCINNATI INC, LAWYERS TTL OF CINCINNATI IN
Dec 7, 2017	Warranty Deed, Transfer · Conventional with PMI GUARDIAN SVGS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 3, 2023 · Amount on File
Deed Sale	Apr 3, 2023 · Amount on File
Prior Sale	Jul 28, 2022 · Amount on File
Deed Document Number	202328
Deed Book / Page	220 / 301
Prior Transfer Date	Apr 10, 2020
Prior Transfer Doc	0005900145
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	20 THOMPSON AVE, FT MITCHELL, KY 41017-2709
Transaction Type	Mortgage
Record Updated	Feb 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 BEECHWOOD RD, FORT MITCHELL, KY 41017-2715

Mortgage

Document Number	0000002427
Date	Feb 6, 2026
Book Page	732/140
Instrument	26059000002427

Lender

Name	THE LOAN STORE INC
Type	Mortgage Company
Address	TUCSON, AZ 85718

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2056

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Apr 3, 2023
Property Address	20 THOMPSON AVE, FT MITCHELL, KY 41017-2709
Document Number	0005900028
Book / Page	KC 220 / 301
Instrument Date	Mar 30, 2023
Instrument	23040305900028
Transaction Type	Transfer
Record Updated	Apr 17, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	235 PONCE DE LEON PL # PLM-255, PLM-255, DECATUR, GA 30030-3258

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	20 THOMPSON AVE, FT MITCHELL, KY 41017-2709

Mortgage

Document Number	0005900029
Date	Apr 3, 2023
Book Page	KCM 450/707
Instrument	23040305900029

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	GREENWOOD, IN 46143

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2053

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	May 8, 2020
Property Address	20 THOMPSON AVE, FT MITCHELL, KY 41017-2709
Document Number	0000000146
Book / Page	000020 / 000445
Instrument Date	Apr 10, 2020
Instrument	146
Transaction Type	Transfer
Record Updated	Jul 6, 2020
Title Company	AMERICAN HOMELAND TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$200.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	20 THOMPSON AVE FORT MITCHELL KY 410172709, FORT MITCHELL, KY 41017-2709

Mortgage

Document Number	147
Date	May 8, 2020
Book Page	000042/000307
Instrument	147

Lender

Name	CARDINAL FIN'L
Type	Funding / Finance Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 7, 2050

May 2020: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	KENTON KY
Recording Date	May 8, 2020
Property Address	20 THOMPSON AVE, FT MITCHELL, KY 41017-2709
Document Number	0000000145
Book / Page	00KC20 / 000442
Instrument Date	Apr 10, 2020
Instrument	145
Transaction Type	Transfer
Record Updated	Jul 3, 2020
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Jul 28, 2022
Property Address	20 THOMPSON AVE, FT MITCHELL, KY 41017-2709
Document Number	0005900140
Book / Page	179 / 787
Map Reference	PL 469
Instrument Date	Apr 10, 2020
Instrument	22072805900140
Transaction Type	Transfer
Record Updated	Aug 9, 2022
Title Company	LAWYERS TITLE/CINCINNATI INC, LAWYERS TTL OF CINCINNATI IN

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6320 GREENLAND RD, 6320, UNION, KY 41091-3402

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	235 PONCE DE LEON PL # M-255, M, DECATUR, GA 30030-3203

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Dec 7, 2017
Property Address	20 THOMPSON AVE, FT MITCHELL, KY 41017-2709
Document Number	0000000128
Book / Page	0C6311 / 000166
Instrument Date	Nov 30, 2017
Instrument	128
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	PROMINENT TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$162.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	20 THOMPSON AVE FORT MITCHELL KY 410172709, FORT MITCHELL, KY 41017-2709

Mortgage

Document Number	129
Date	Dec 7, 2017
Book Page	0C6311/000168
Instrument	129

Lender

Name	GUARDIAN SVGS BK
Type	Federal Savings Bank
Address	CINCINNATI, OH 45239

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Dec 6, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.87%

Tax Assessment & Valuation

The 2025 property tax bill for 20 Thompson Ave was $1,140.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Fort Mitchell City
Unified School District	Beechwood Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$305,000 (-) Land $45,000 Building $260,000	$305,000 (-) Land $45,000 Building $260,000
2025	$1,140.00	$305,000 Land $45,000 Building $260,000	$305,000 Land $45,000 Building $260,000
2023	$1,200.00	$295,000 Land $45,000 Building $250,000	$295,000 Land $45,000 Building $250,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20 Thompson Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 20 Thompson Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 513 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile.

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